She’s On The Money

If you're in a position to start investing for your child, why is it good to start early? Two words - compound interest! Join Victoria and Bec as they chat today about V's two favorite words, but also how to teach your kids about money,  how to get them familiar with the concept of the[...]

This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She was even skipping meals due to the debt she faced! Fast forward, she's worked in everything from childcare to funeral services and is currently working[...]

Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up and share your money wins, and talk some HILARIOUS broke tips. Plus this week's Money Dilemma is about managing an inheritance, and you slid into our DMs[...]

Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we talk about managing workplace boundaries! What are you comfortable with? How can you define your boundaries without feeling like you’re letting your employer down? How to[...]

Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one of Australia's remote islands. Her unique career in a male dominated industry gives her a lot to say about the inflated cost of living,[...]

The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which is the entirely relatable problem of trying to balance your well being and budget. Plus this week's D.M is about navigating business with your bestie. How do[...]

As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take a peek behind the curtain to find out how Victoria manages her time in business! She shares insights about her journey divided into 3 distinct phases;[...]

This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she managed to reset, turning around her whole life and money story! With a little help from SOTM, and a whole lot of hard work she's now well on the way[...]

Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads! The guys bring some interesting (cough) tips on how to save on your kids birthday party, and some fascinating front line dad experience to today's show. And as ever we share[...]

Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it better off? We ALL experience these feelings in life, but when does comparison culture stop being a motivation for good, and start costing us dearly? The[...]

Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to make ends meet working odd jobs and enduring some scary experiences. Fast forward to today, she's an Australian citizen earning $180 - $200k per year as travel nurse flying all over[...]

Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents on some broke tips and money wins and losses. PLUS the gals share their wisdom on this week's Money Dilemma which is all about[...]

Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financial advisor and Chief Operating Officer from Everest Wealth, Daisy Magor. On today's episode they share practical tips on what financial advice actually looks like, how it's structured, what[...]

This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to share how negotiating rental assistance in her remote work placement, plus working incredibly hard has allowed her to buy her first home and get ahead financially so[...]

Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co! The gals share your money wins and losses, plus a broke tip or two. AND this week a few spicy ones for your day; Firstly a Money Dilemma about[...]

Have you got the travel bug but feel anxious about parting with the money? Do you balk at setting a budget? Well never fear because today we'll not only explore how to set your budget before setting sail, but also discuss the often-overlooked aspect of budgeting for your return home, plus many more tips and[...]

This Money Diarist has been on a huge emotional journey, and crossed the world to do it! After meeting her love she followed him to Australia, leaving behind her dream job, and life in Canada. 5 years in, she realised the relationship was toxic and had to end things. Fortunately she is now reclaiming her[...]

It is a very good Friday this week with yet another elite guest, Jess and Bec are joined by the wonderful Emma Edwards of The Broke Generation! Emma shares her valuable insights on this week's Money Dilemma about getting back on track with your savings goals after ending and engagement. And this week you slid[...]

Social media plays a big part in most of our lives, and even more so for the brands and businesses around us. Today on the show Jessica Ricci joins Victoria Devine to discuss how to maximise social media for your business. From optimising its ability to generate customers, to the importance of consistency and so[...]

This savvy community member grew up in a single parent household with an amazing mum who always prioritised her education.  Now at the tender age of 18, she's studying, has a side hustle, has already saved $20,000 and has investments! Wait till you meet this absolute young gun! Friends! If you loved this episode, then[...]

Prepare for takeoff, cause this episode is so uplifting! One of our FAVE friends of the show, the effervescent April Hélène-Horton aka The Bodzilla joins us today. April is a writer, public speaker, actor and model and joins Jess and Bec to talk climate care, body positivity, and generally spark joy for your Friday! As[...]

It can certainly be a shock if you find yourself being made redundant, however it is all too common and nothing to be ashamed of! Often redundancy can provide you with some flexibility and put you in the position to level up in your career. Today we talk you through the ins and outs of[...]

This stunning story is one to learn from. This community member was widowed at 34 after her husband died suddenly and unexpectedly. They had just built their dream home, were planning a family and overnight she was widowed, in a financial crisis, relying on Centrelink, and three weeks pregnant. With the help of good financial[...]

The creator of Female Founder World, Jasmine Garnsworthy delights us with her company on today's show, joining Jessica Ricci and Bec Syed to celebrate your money wins and share some broke tips. Plus we unpack a money dilemma about investing in your side hustle, and you slid into our DMs to question receiving vet bills[...]

We’re still in the first quarter of 2024, and if this was your year to start investing and you haven’t gotten around to thinking about it yet, then that’s ok! Mindset truly is the cornerstone when it comes to creating an investment strategy, and it's often the biggest hurdle many of us face.  So today[...]

This Money Diarist has had a fascinating journey, from growing up in a in a very low socioeconomic, single parent home, she learned to be very independent in life and with her finances. Now at 29, she has a degree, works as a singer-songwriter and freelancer in social media, PR, journalism, marketing and has backpacked[...]

HAPPY INTERNATIONAL WOMEN'S DAY! We are SO excited to be sharing it with you and one of our absolute favourites, Maria Thattil. The author, speaker, former Miss Universe Australia (and so much more) joins Jess and Bec to celebrate your money wins, talk broke tips, and this week they chat about a Money Dilemma over[...]

What an incredibly special episode we have for you today in celebration of International Women's Week. Victoria is joined by the incredible Moana Hope, athlete, broadcaster and absolute legend! Get fired up as they talk about overcoming economic adversity, the power of a side hustle, the prevalence of homelessness in older women, the gender pay[...]

This gorgeous community member from New Zealand lost her mum suddenly last year. While navigating her own grief, she's had to help her dad understand and manage his household finances,while planning her wedding and a six month OS honeymoon. The loss has highlighted how important it is to communicate openly about joint accounts, bill payments and[...]

Welcome to a not so average Friday. While our beloved Victoria Devine is on maternity leave, Jessica Ricci and Bec Syed will be joined each Friday by a whole heap of friends of the show! First up is the incredible Michelle Battersby, tech start up queen, founder of Sunroom and SO much more. On the[...]

Ah the mysteries of pricing! But pricing your services is not just about numbers; it's about knowing the value you bring to the table. Confidence in your pricing is directly linked to confidence in your worth. If you don't believe in yourself and your value, how can you expect others to? On today's episode, Victoria[...]

She was a broke,18 year old mum living on Centrelink, all until she discovered the beauty industry. Now she owns an investment property with a flexible career a full schedule nail technician and her family is thriving! Hear about her journey on today's episode. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice[...]

It's not just any ordinary Friday, but the last one that Victoria will be with us for a while before she welcomes Mini into the world - CONGRATULATIONS Victoria and Steve!So help us celebrate your money wins, chat some broke tips, and we help with a Money Dilemma about what to do about bad neighbours[...]

We are most definitely in the age of the influencer, but have you noticed the ‘deinfluencing’ trend? Join us on the show today as we unpack what deinfluencing is, why it has skyrocketed over the past few years, if deinfluencers can be trusted and SO much more. Acknowledgement of Country By Natarsha Bamblett aka Queen[...]

This Money Diarist grew up in government housing, moving 20+ times before the age of 15. But now, she owns her own home, business and has a beautiful bubba! You're sure to be inspired by her story of breaking the cycle of financial instability she grew up with to build a more stable future! Acknowledgement[...]

Only ONE more sleep till you know what! And if you're not a Swiftie...sorry, not sorry! Join the gals as they share your money wins and losses, broke tips and discuss a Money Dilemma about a cuuuuute little sausage dog that may or may not need pet insurance. Plus, if you were saving for a[...]

Have you ever gone to grab your favorite packet of bikkies from the supermarket and noticed it was smaller, but more expensive than ever? Shrinkflation is when brands start selling less for more by reducing the size of their products but keeping the price the same and it is rampant right now! From Glad Wrap[...]

Today's Money Diarist says that her difficult relationship with money is rooted in her strict religious upbringing and beliefs. Growing up in the Philippines her family didn’t discuss money, but since moving to Australia 4 years ago she's struggling to adapt to the culture and attitudes around money here. She earns a livable wage and[...]

Today the vibes are high so join your favorite trio Victoria, Jess and Bec as they share you money wins and talk broke tips with a Valentines Day skew! This week's Money Dilemma is about the very sexy topic of income insurance. PLUS, have you ever gifted a friend a spenno hand me down, only[...]

Here at She's On The Money we LOVE a list, and we know you do too. So buckle in as we count down the The Top 5 Performing ETFs in 2023! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider[...]

This absolute queen was married at 18, owned two properties by age 20, and had two babies by 21...talk about busy! She's now working full time to support her family while studying part time. We can't wait for her to explain how on earth she juggles it all at once! Save up to $235 off[...]

Friday is with us again, so get into the spirit with the gals as we celebrate your money wins, dive into some broke tips and answer a Money Dilemma about sorting out your super at 30 years old. Plus, you slid into our DMs about a boyfriend who is regularly paying for his parent's lifestyle.[...]

Does the idea of personal insurance confuse you? Well we've you covered as Victoria is joined today by insurance expert Phil Thompson from Skye Wealth! In this fascinating conversation they talk income protection, life insurance, TPD and trauma insurance. Plus, the give you the ins and outs of what kinds of things are covered by the[...]

This long-term SOTM community member grew up in a well-off situation as a child and things drastically changed when her parents divorced. Her healing of the trauma of sexual and psychological abuse with professional help has had a positive ripple effect on my money mindset, and she has been able to reach goals she never[...]

It's Friday and you know what that means, it's time to join the gals as they celebrate you! Today we share your money wins, broke tips and we discuss a Money Dilemma about work options for a community member with a disability. Plus you slid into our D.Ms with the ever tricky situation of family gift giving.[...]

Setting yourself up and having tangible ways you can track and review all aspects of your business will be pivotal to your success. It is so easy to just have an idea and run but as soon as you decide to make this an actual way of making money you need to see how everything[...]

This wonderful community member went from major consumer debt to owning three properties! She was inspired by Victoria to follow her passion for finance and is now well on her way to becoming a financial adviser. She's a ray of sunshine and we can't wait for you to meet her! Send us your Money Diary![...]

The gals bring the yay to your Friday this week celebrating your money wins, talking broke tips and they answer a Money Dilemma about whether as a first time investor you should prioritise commercial or residential property? PLUS, this week you slid into our DMs about helping a friend pay for mental health support, then to[...]

"From little things, big things grow" as the song goes. You might think that some goals are too small to even be bothered with in he first place, but at SOTM we love these the most! These are the goals that have huge transformational power. And on today's episode we talk about why and also[...]

This inspiring Money Diarist grew up with a financially irresponsible and manipulative father, then became homeless from the age of 20 to 22. But she managed to flip her life around entirely and independently bought my first unit at age 25! She's now working in mental health and we cannot wait to share her wonderful[...]

Join us for another fabulous way to end the week as we celebrate your money wins, dish up some broke tips and answer a Money Dilemma about how to get out of a rut without compromising future you. Plus, you slid into our DMS this week about spending on yourself from shared bank account with your[...]

Some people want you to believe that all that lies between you and your millions is hard work and determination. Well...maybe, BUT often the thing that isn't mentioned is the privilege or family connections helping people on their way to their fortune. Today we unpack the damaging myth of the self-made millionaire and take a[...]

Have you ever procrastinated a uni assignment so much that you end up buying a block of land instead? Today's Money Diarist has! But don't let this fool you, she is all hard work and savings savvy! In fact, so much so that her family have nicknamed her "Money Bags". Tune in to hear why.[...]

Happy first Friday of the year angels, we have SUCH an exciting year planned for you with She's On The Money! Join Victoria, Jess and Bec as they celebrate your money wins, talk broke tips and answer a Money Dilemma about sorting out your credit history. Plus, what do you and your partner do when[...]

The new year is the time when we take stock of what has passed us by, and is the perfect time to set achievable goals and intentions to help prepare and motivate us for the year to come. So today we are talking 5 ways to be a better investor in 2024. We also give[...]

Happy new year! If you need a motivating story, this incredible Money Diarist is sure to be it. She came to Australia from Brazil 5 years ago as a student. Even though she worked around the clock on cruise ships, she only had $1000 in her pocket when she arrived. While studying, she hustled hard[...]

We cannot believe it is the last Friday of the year! Join us as we celebrate your money wins, Bec shares her broke tips, and we answer a Money Dilemma about getting started with shares. Plus, we all like to help out our friends when they need it, but what would you do if your[...]

Are you one of the 74% of Australians making a new years resolution? This time of year we find ourselves more likely than ever to set fitness goals or focus on life changes. And while any time is a good time to reassess your financial goals, the beginning of a new year feels like a[...]

Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join Victoria and our SOTM producer Annaliese as they share some amazing stories from this year in the ultimate celebration of our beautiful She's On The Money community.[...]

Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke tips, and the gals answer a Money Dilemma about how to best funnel your savings. PLUS, you slid into our DMs about that family member who just wants cash when it comes to[...]

We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right now! Victoria also shares valuable insights on the different types of savings accounts out there, how they work and everything you need to know[...]

This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 and kept it a secret from her mother. But now at the tender age of 21 she own 3 properties, is married and has just given birth[...]

Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to deck the halls and celebrate your money wins, share some savvy broke tips, AND answer a Money Dilemma about how best to make your Superannuation work harder[...]

Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of our ideal customer. They are the exact person that you will be selling to, marketing to, and talking to in your business or side hustle. Join Victoria and Jess for[...]

Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some inheritance that allowed her to buy and apartment. She's had to restructure a lot about her life, future and finances and wants to share her complex story[...]

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, Bec brings some top notch broke tips. And this week we talk through the tricky situation of last minute wedding guest cancellations. Who should carry the[...]

We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be looking out for that tell us a company is a good investment? From P/B and P/E ratios to IPOs and more, Victoria Devine shares her top tips[...]

This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first in her family to ever go to university, but now she has a bachelors and a masters degree and works her dream job as a[...]

Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cake and eat it to when it comes to saving for a trip and still enjoying the finer things day to day! Plus, if you're not feeling the cost[...]

Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you celebrate the season without breaking the bank! Join Victoria and Bec as they share some stats, tips and tricks for cheap, inexpensive, and sometimes free gift ideas to[...]

This weeks beautiful money diarist will definitely restore your faith in humanity. After being financially abused by her parents for the first half of her life, and clawing her way out of $23,000 in debt, she now owns a home, and is the shared carer of her 16-year-old sister. This weeks money diarist, truly has[...]

We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark Bouris! We're also celebrating money wins, and Bec has another left of field broke tip to share. Then, the girls offer advice about approaching the conversation with[...]

We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie living in New York, running her business which advocates, educates and highlights young women in entrepreneurship.  In this chat with V, Jasmine gives you tips to start your business, and grow[...]

ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank you! V and Jess outline how to register business, which one is right for you, and how to make tax time easy! Acknowledgement of Country By Natarsha Bamblett[...]

This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. After building her own seven figure business, she grappled with her identity and how her parents would accept her, now that she was one of those 'rich people.' We can't[...]

We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her own, and Jess has the community money wins! We've been INUNDATED with questions about housing and this week cover a question for first home buyers. Then, one of[...]

It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of year, it could save you a lot of money, or potentially send you into debt. V and Bec chat the good and bad of Black Friday, and give[...]

This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's building his dream life with his husband, working on the family farm, creating their own family farm, and accumulating up to $200k per year in side hustles! This money diarist[...]

Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement in your own life... especially the return and earn. Then the girls weigh in on Tik Tok financial advisors, and whether their advice about buying a property[...]

We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k and the Financial Feminist, we managed to track her down! Tori is known for her no-nonsense authentic approach to helpign women, from all walks of life, become empowered[...]

This week's gorgeous money diarist grew up feeling anxious about money. After her mum was in a financial pickle, she handed down some not so great money habits. Throw in ADHD and impulsive purchases, this money diarist has been working hard to change her money story, and she will teach you a superannuation hack which[...]

The girls are finally reunited and things get silly, before they get REALLY spicy. For the first time in weeks V, Jess, and Bec all unite, to share some amazing money wins from you, and Bec shares some (teetering on illegal) broke tips. Then, Jess takes the reigns to help with this week's Money Dilemma,[...]

Girl math, it's doing the rounds on social media, and sure it's seems like a bit of fun, justifying our purchases through a convoluted story, and math they wouldn't teach you at school... but is there something inherently sexist about it? V and Bec dig in to the topic of girl math, which will ensure[...]

This week's money diarist is a ray of sunshine and a savvy saver! After her partner suddenly experienced a health episode, the two lived off their savings, draining it almost completely, and are now clawing their way back to a bigger next egg. This diarist proves that even the biggest setbacks, shouldn't hold you back.[...]

Happy Friday! It's a special Friday ep today, with V and Jess joined by Brooke and Gabbie in the Big Apple! Yes, NYC was fun. Yes, V lived out some Wall Street dreams... but damn it's expensive! The girls chat about the best micro-investing platforms, and dive into a difficult DM about splitting finances in[...]

We're so excited to bring you another episode from NYC, with the incredible Vivian Tu! You may known Vivian from Your Rich BFF, as the Wall St girly, or even from being featured in the 2023 Forbes 30 Under 30! Vivian shares her story from working at Wall Street, to Buzzfeed, to where she is[...]

This week's beautiful money diarist is warm, caring and savvy! She owned a house with her husband, and after a relationship breakdown and inflated interest rates, she turned her home that was costing her, into an Airbnb cash cow! However, this hasn't come without sacrifice.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The[...]

A very happy Friday from New Orleans! V and Jess have updates from their US travels, and even though can't be there in person she lives on with some cracker broke tips! Our money dilemma this week is when to cheat or break up with your mortgage broker in search of a better deal. Plus,[...]

With more people now than ever embarking on side hustles and venturing into business, now is the time to bring back The Business Bible! Before you get started, Victoria Devine and Jessica Ricci, are getting you to answer some of the most crucial questions when it comes to starting your business, why are you starting[...]

We are so excited to be bringing back the business bible! For all of our lovely community members who have been asking for my guidance setting up side hustles and businesses, Victoria Devine, owner of several successful businesses, and Jessica Ricci, one of the hardest working side hustlers, will help you every step of the[...]

This week's money diarist has achieved so much in a few short years. After being close to $30,000 in debt, both her and her husband decided to do something about it. With a good plan, a better loan, and a lot of hard work, they are on their way to semi retirement next year! Acknowledgement[...]

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it. Our Money Dilemma this week is about job hopping, is it a turn off to other employers? Is it safe to do in the current job[...]

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are you surrounding yourself with people who are supporting your financial goals? Are you supporting your friends with theirs? We're diving into the startling stats of money[...]

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surprising pregnancy was what turned her life around in an instant, and since that day has turned her money story and life, into something inspiring. Acknowledgement of Country By Natarsha Bamblett[...]

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a small fortune! Our money dilemma this week lifts the lid on the potential scary world of the work credit card, don't freak out, V has[...]

As promised, part B is here! A few weeks ago we covered off Part A, which looked at setting up your own structures to personally own shares, now we're digging deeper into the different ownership structures of shares, ETF's, and managed funds. After this two-part series, you should be informed and confident enough to dive[...]

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audiobook version with you!  Whether you're trying to crack the property market for the first time, hunting for your dream home, or looking for an investment property, the book is packed with[...]

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led her toward cracking six figures at just 24 years of age AND buying her own home and renovating it! It doesn't stop there, today's Money Diarist has educated[...]

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's Money Dilemma is both a celebration and a contentious one, as one of our amazing community members is buying her first home (woo hoo!) but is[...]

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality of this fantasy? What are the true costs behind relocating overseas? What do we need to know before we go? And what happens to our[...]

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy savings, and wise investments, she is sure to encourage you on your own journey! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The[...]

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec brings the Broke Tips, and this week's  Money Dilemma is all about managing your accounts. Plus this week you slid into our D.Ms about whether or not it's a red flag[...]

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is full of tips to help you make the best decision when considering whether novated leasing is right for you! Acknowledgement of Country By Natarsha Bamblett aka Queen[...]

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's managed to recover both a 65k car debt, and also a 40k personal loan. She has 2 kids with her new husband, but this relationship has recently broken down. She also left her full[...]

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon - CONGRATULATIONS Victoria and Steve!! And in Friday business as usual, we share your money wins and losses, dive into some Broke Tips and answer[...]

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader community that people shouldn’t own an investment property till everyone has a house. So today we’re talking about ethical landlords – what does this mean, is it possible? What are[...]

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were married and had bought their first home intertwined with family. They now have 2 kids and last week cut up all of their credit cards! We[...]

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev sheds light on how the Medicare safety net threshold works in this week's Money Dilemma. Plus, what is your love language in a relationship? What do you do when[...]

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning can have significant long term benefits, and getting it wrong can be expensive to sort out! So today we explain ownership structures of investments. We look at how to choose the kind[...]

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt family and societal pressure to achieve and wonders if she should have stuck with the more "traditional" career path. Hers is a totally relatable story of consolidating pressure,[...]

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec brings the Broke Tips, and today's Money Dilemma is from a new mumma wondering about whether to take a leap of faith into a new work[...]

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged. And while loyalty and engagement with your workplace is important, often the most effective way to get the salary increase you want is by changing jobs. So today we unpack this concept[...]

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming to terms with being estranged from her family. Out of school she went to uni, but when trauma began to surface, she had to take a break to[...]

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!), but just wait till you get the low down on how the girlies got their own back on the scammer who duped JRic's Instagram account!  Plus we share[...]

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra special episode Victoria and Jess are joined by Vince Scully from Life Sherpa and Queenie from Invest With Queenie for a fireside conversation all about the current landscape[...]

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with infertility, and juggling her finances while doing it all! Having spent 10k on 3 rounds of IVF with her partner, she wants to share her experience of navigating the[...]

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess brings (our ever favorite segment) community money wins from the Facebook group. Plus this week, V shares a Money Dilemma which asks what to do when you[...]

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public! But for SOTM this raises an even more important point. Why should it ever not be ok to change your financial decisions if they are going to have a[...]

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it because they couldn’t yet afford to live in it. Like the rest of us, with their repayments increasing, her partner also just took a $50k pay cut. But in spite[...]

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec brings some top broke tips, and Victoria gives some red hot advice for managing finances as freelancer in this week’s Money Dilemma!  And this week’s D.M gets[...]

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdowns. Yet when we are in the depths of it, there can be tremendous shame, loneliness and a sense that there is no way out. So on the show today we discuss[...]

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when constructing your perfect investment portfolio! Particularly the multifaceted nature of risk, and how to understand it when it comes to your portfolio. Acknowledgement of Country By Natarsha Bamblett[...]

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her journey of growth and education is utterly inspiring. She joins Victoria to reflect on previously living paycheck to paycheck (in spite of her high earnings) and her transformation[...]

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in bulk. Plus, do you and your partner run at a different temp? Does this cause conflict when those utility bills roll in? Well, you're not alone! The gals[...]

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when she was left with nothing in her bank account after a bad relationship ended, she had some reckoning to do. Still struggling after a year of living alone, she[...]

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Dilemma about salary packaging, AND a tricky DM was dealt to us this week. If your partner gets a financially rewarding, but remote work opportunity, should you[...]

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that push us towards spiralling consumer debt, the companies themselves have mastered the art of manipulation to trap you. So today on the show we are[...]

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They were never on the same page when it came to money, which added to the stresses of owning a business together. She took care of HR and accounts working out the[...]

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec shares some tips on the tighter side, AND V delivers sage advice on a Money Dilemma from a FREELANCE ACROBAT (!!) asking all about the smartest[...]

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groceries, utilities and interest rates! So, on today's episode we embrace the season we're currently in, and give you tips and tricks to not only[...]

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a secret affair. Her spending and saving habits go through extreme swings and a misdiagnosis of anxiety/depression cost her dearly both mentally and financially. But a recent diagnosis[...]

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we answer a Money Dilemma about calculating your Super for retirement. Plus, we get a SPICY community D.M about subletting in a share house.[...]

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out book team, Glen James and Shelly Johnson for a community Q & A! They give you all of the top tips, and one hell of a pep talk to get[...]

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out her super to get out of the situation, and had to start again, and then again! She made her way back home, and into a new career[...]

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a Money Dilemma about the difference between being on a casual and part time contract. Plus this week you slid into our D.Ms about prenups...otherwise known as Binding[...]

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUGE topic to give you some general basics, the tax implications and possible benefits of certain investments, plus so much more! Useful links... Money Smart Income Tax Calculator[...]

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 years old is studying to be a Veterinarian, saving to be able to afford to do her rotations and has a thing or two to teach us about diversified investments,[...]

What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming, we share your money wins and losses, Bec gives you some broke tips and we answer a Money Dilemma  about working from home expenses at tax time. Plus, this week[...]

Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ever! How to negotiate workplace benefits. If you've been on the end of a hard 'no' when it comes to pay rise, there are lots of other things you[...]

This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a good wedding chat! This diarist has overcome huge spending guilt, inherited from her parents' complex relationship with money. But has changed the landscape[...]

Join us for another fab Friday hang out where we celebrate your money wins and Bec shares her top broke tips! PLUS we answer a Money Dilemma all about reframing your skills and mindset to earn some extra cash. Plus, if you have a party and your guests make a mess, should everyone split cleaning[...]

Job interviews can be nerve-wracking, but with the right approach and a dash of confidence, you can absolutely nail it. We all have unique qualities that can shine in an interview setting, it’s just about getting into the mindset and doing the prep so that you truly sparkle! Today we give you a step by[...]

This community member is the youngest of 5, in a family where they weren't taught about money. Then her mum and dad began to struggle financially and started to borrow money from their grown kids. At 25 her career in financing in the automotive industry saw her earning 130k a year and she purchased her[...]

With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we answer a Money Dilemma all about tricky investing terms. Plus, we have been hearing a lot of stories lately about employer conflict with side hustles. So it's[...]

EOFY is our favorite time of year, but it can be intimidating if you don’t feel on top of your income tax. Don't worry, we have you covered! Today we look at some changes to tax that  you should be aware of, things the ATO are cracking down on this year, plus we give you[...]

This 32 year old, mother of 2 is a geophysicist in the energy industry making $152k only working four days a week. She followed in her father’s career footsteps, but not before going though her own cycle of consumer debt. She is passionate about pay transparency and wants to shed some light on the earning[...]

Happy Friday fam! With V away (get well soon V), its time for the first ever B & J Q & A! You sent in some questions for Bec and Jess and they get to them, with a little cameo from our producer Annaliese too! Plus, we share your money wins and losses and Bec's[...]

On today's episode we discuss what’s happening in the economy right now, and what this mean for all of us. From interest rates and investments, to inflation and indexation plus so much more.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and[...]

Try and catch your breath as you listen to this story! This Money Diarist is 21and is working 3 jobs with the goal of saving $100,000 in two years. She's one year in and on track but is working 70- 80 hours per week across multiple jobs. Growing up she watched her mum endure several[...]

Ring in Friday just right with Victoria, Jess and Bec as they share your money wins and Bec brings her broke tips (feat shiny new theme song)! Plus we answer a Money Dilemma about how to get the ball rolling on starting to save. And this week you slid into our D.Ms to ask whether[...]

Why are we striving to “make it” financially? Is it because we think we won’t be stressed, and that we will be happier? Is it even possible to ever "make it"?Today, we look at some of the mental traps, pressures and toxic cultural narratives that drive this myth and how we can strive for our[...]

Wait till you meet this game changing member of our community! She's a 29 year old Torres Straight Islander woman with 2 kids. At 23 years old, her ex left her at 8 months pregnant to pay their mortgage. But she is now in the final year of her Doctor of Medicine, she's tutoring, plus[...]

Your Friday is about to get a whole lot better as the gals celebrate your money wins (and losses)! Bec brings her new segment "Broke Tips" (DM her your tips on insta @becsyed). Plus we solve a Money Dilemma about how to manage cashflow across accounts. AND you slid into our DMs this week about[...]

Are you scared of math? Are numbers just not your thing? Well this does not mean you're automatically bad at money! If left unaddressed, math anxiety can end up shaping decisions you make further down the track and you might bury you head in the sand when it comes to your money. On today's episode[...]

Wait till you meet this incredibly strong and humble member of our community! She and her brothers were raised by their single mum who experienced bankruptcy after leaving a violent relationship with their dad who was also a gambling addict. Having dealt with her own mental health and health struggles, she is now a rock[...]

It's Friday again fam, so we celebrate your money wins, answer a Money Dilemma about the best way to pay for getting your eggs frozen, AND should a couple split wedding costs equally? Well you slid into our D.Ms this week about this very topic and there are MANY feeling about this one! Acknowledgement of[...]

Today’s episode is the 3rd in a series of conversations we’re having that look at the true costs of healthcare in Australia. Cancer is high on the list of most common diseases that Australians face, so today we breakdown the prevalence, average lifetime cost of different types of Cancer, cost to carers and so much[...]

3 years ago she had no savings and refused to talk about money. She was also studying a health degree that she had zero passion for. Fast forward and she has followed her dreams of becoming a full time artist (and has staff), she's debt free, has tax savings, and has completely turned her money[...]

Happy Friday! Help celebrate our favorite day of the week as we share your money wins and losses, answer a Money Dilemma about declaring your salary expectations in a job application, AND you slid into our DMs this week about pay rises. They're always exciting right? Well what if they don't match the success of[...]

HECS or HELP debt has long been described as “the best debt you can have” BUT is this still the case? With indexation on HECS/HELP set to increase on June 1st to 7.1%, what does this mean for people with this debt? Today we are getting the downlow on HECS/HELP debt and indexation, what debt[...]

This week's Money Diarist has a fascinating story full of financial flexibility and following her heart. Having grown up in the UK, her dad got injured and couldn’t work, so mum carried two jobs to support the family. Fast forward and she has ridden a redundancy rollercoaster, gotten engaged and then married after three months,[...]

Join us to celebrate Friday with as we share your money wins and losses, answer a juicy Money Dilemma all about travel insurance and credit cards. PLUS, does your other half share the same financial goals as you? If not, is that reason to call it quits? Hear what the gals, AND our community have to[...]

There is no doubt that we are in a stressful economic situation right now, but every season brings a different opportunity! So today we are going to give you tips and tricks on how to invest in a high inflation environment. We look at why inflation currently sits where it is, the sorts of investments[...]

Guess what? The Property Playbook is back today! Buying your first home or investment property is hard but The Property Playbook is here to help. Join Millennial money expert and She's On The Money host Victoria Devine, along with aspiring homeowner Jessica Ricci for valuable insights and practical tips, so you can be fully prepared[...]

Forget everything you thought you knew, cause this Money Diarist is here to remind you that you write your own script! Growing up with a single mum with 9 credit cards, debt was normalised. She left home at 16 with nothing but the clothes on her back and lived off Centrelink and then found herself[...]

As we roll into Friday, join Victoria, Jess and Bec as we celebrate your money wins, share the losses, and we answer a tough Money Dilemma about unexpected funeral costs. Plus, should you pay less for household expenses if you're on a way lower salary that your housemates? Should equity exist in friendships? You slid[...]

Aussies are among the most under insured people in the world, our “she’ll be right” mentality puts us at risk of being in dire straights when unexpected things happen with our health.  45.5% of the Australian population experience a mental health condition at some point in their lifetime. This means it shares the stage with[...]

Need a little pick me up? Wait to you meet this Money Diarist! She's only 20 and between full time uni, placements, travel and a busy life, she's managed to hit $100k in savings. She's currently in an unpaid nursing placement in remote Australia, and has really made the most of her dollars, time and[...]

It's Friday friends, so join us as we celebrate your money wins, answer a Money Dilemma that EVERYONE is worried about at the moment - indexation and HECS! Plus this week YOU slid into our DMs about that friend who is always too broke from brunch with the gals, but is always kitted out with new[...]

One in two women will experience an unplanned pregnancy in their lifetime. More than half of these women were using at least one form of contraception at the time. Currently, Australia has a Senate Enquiry into Reproductive Healthcare which is highlighting the problems with access and cost options for women across the country. So we[...]

This Money Diarist has navigated the death of her ex-husband and one of his children, being the executor to his estate, all while raising a young family and continuing her career. She is now managing the family budget, moving into her ‘forever home’ with her FIFO hubby and reconciling with the past. Acknowledgement of Country[...]

Celebrate Friday SOTM style with Victoria, Jess and Bec as we celebrate your money wins and answer a Money Dilemma about travel emergency funds. And this week you slid into our D.Ms with a topic that split our own team! Who should chip in if you're driving your mates and you get a parking fine?[...]

Australians are some of the most underinsured people on the planet, there’s a reason that “she’ll be right” is a national saying! But you can never know what is around the corner with your health. Which is why today we’re talking about the cost of care with a very special guest Rhiannon Tracey who is[...]

This young Money Diarist has been through it all. Growing up, her dad got her family into debt. After her brother passed away, her father left and all of a sudden her Mum had to juggle work, study and raising a young family alone. Mum provided a model of stepping up to do whatever it[...]

It's a very good Friday indeed so join the gals to celebrate your Money Wins (and losses), and answer a Money Dilemma about the best way to keep track of your records for tax time. Plus in Easter news - we ask the BIG question, are you a smoother OR a scruncher? And, this week[...]

Ever thought that investing is for the rich? It's a super common misconception. Well this episode is for you! Join Victoria and Bec as they discuss tips for investing on a low income; how can you get started, what kind of impact can it have on future wealth and so much more! Acknowledgement of Country[...]

This inspirational Money Diarist went from being financially stable, to jobless and homeless with a young family, after her husband was fired due to being deaf. They navigated $30k for medical treatment in the US for their son, and relocating to the other side of Australia. Their journey has been one of so much growth,[...]

It's Friday friends so join the gals as they share your money wins and losses and answer a Money Dilemma about HECS repayments. And this week, you slid into our DMs about who should pay when a friend pulls out of a group trip and it pushes the cost up for everyone else. We've ALL[...]

Strap yourself in, because on today's episode we talk all about tax! Why do we pay tax? What are the tax brackets and how do they work? What kind of income is taxable and so much more. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is[...]

This unstoppable Money Diarist has gone from living off Centrelink and being addicted to drugs and partying, to studying Psychology and earning close to 90k per year. Her life is finally changing for the better in every way. She now works in foster care, is the proud mama to a Chihuahua and wants to inspire[...]

It's our favorite time of the week again cause we get to celebrate YOU! As per usual we share your money wins and losses, and answer a Money Dilemma about home loan repayment periods. PLUS, last week we talked about supporting a friend's side hustle. Well this week, you slid into our DMs about having the[...]

"The Bank Of Mum & Dad"  is a term we have been hearing about a lot more lately! But what does it mean and why is it on everyone’s lips at the moment? On today's episode we discuss BOMAD, its origins, impact on the economy and so much more. Acknowledgement of Country By Natarsha Bamblett[...]

This incredible Money Diarist is a doctor who got scammed $271k by her cousin who lived overseas! She has finally managed to get out of a financial hell hole with a lot of help and hard labor and it has catapulted her financial literacy like nothing else! She hopes that by sharing her experience it[...]

It sure doesn’t feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country and we hear from some of you who made it to our Melbourne event! We also celebrate your money wins and answer a Money Dilemma about how[...]

Very often in life you can’t make your money go far enough to do all the things that you “want” or even “should” do. Giving to charity can be one of these things that we know is super important, which is why we often carry guilt when we can't afford to. So today we talk[...]

She grew up with polar opposite immigrant parents; tiger parent vs carefree. She found herself earning minimum wage in a toxic work environment, to tripling her income in an amazing job and team. With a profitable side hustle on the go, her most important work to date has been repairing the relationship with her inner[...]

It's Friday again and celebrate with us as we share your money wins and talk the losses, answer a money dilemma  about budgeting to be paid monthly. PLUS you sild into our DMs about friends who undermine your financial goals, has this ever happened to you? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The[...]

Today we're looking at ethical and sustainable fashion vs fast fashion. We'd all prefer to be ethical and sustainable in our choices, but there is often an added cost to these items that many simply can’t budget for. Listen in as the gals break it down and talk facts, figures, privilege, priorities and so much[...]

Today's Money Diarist grew up with a single dad who worked long hours and was always burdened by debt. She navigated a 30k loan at 21, and now at 28 years old, she has bought a home, a new car, is planning her wedding, and building her wealth and finances up with her fiancé. All[...]

Hey hey its Friday again so join us as we celebrate your money wins and answer a money dilemma about spending your savings, or taking out a loan to set up your small business. Plus, this week you slid into or DMs about the difficulty of living on a pension, listen back as the girls talk[...]

Know nothing about investing? Well this is the episode for you! Victoria takes us back to the basics explaining what a share is, the different types of shares, how you earn money from shares how compound interest works and more. Plus we unpack some common concerns around investing, and some questions we should be asking[...]

This fascinating Money Diarist grew up in a family with a lot of money, only to loose it all when her dad went to prison. Having then gotten into a huge sum of personal debt, she is now 100% financially independent, has travelled the world, payed for her dream wedding and honeymoon. You'll be inspired[...]

Happy Friday! Join the gals to celebrate your money wins and answer a juicy money dilemma about setting money aside for a child. Plus, who should pay for contraception? You slid into our DMs this week asking this very question and the gals got thoughts! Get your tickets to our upcoming IWD tour here. Acknowledgement of[...]

Australia's Gender Pay Gap is currently 22.8% and is increasing and we are absolutely outraged! So today we are talk about why women are overworked and underpaid. We look at the math, the stereotypes, the quiet and overt forces in society that contribute to this situation and what we can do about it! Acknowledgement of[...]

This week's Money Diarist has overcome so much! Having found herself homeless at 17 years old, she was diagnosed with Bipolar Disorder, PTSD and IBS. It was then that her life started to turn a corner for the better, after receiving NDIS support. She's now working on a budget with her Occupational Therapist, has savings,[...]

It's Friday so that means it's time to kick back with Victoria, Jess and Bec and share your money wins and losses! They also answer a money dilemma about buying property, AND this week you slid into our DMs about the bank of mum and dad! Is it ok to be jealous of your friend[...]

In the current economic climate so many of us feel like buying a home is totally out of reach, but is it really? Well to answer this, we've brought in Zella Finance Director and award winning Finance Broker Cait Bransgrove to talk about the home buying process, mortgages and cover what you need to know coming[...]

Wait till you hear this one! This week's gorgeous Money Diarist came to the realisation after 7 years of marriage that her husband was more like a dependent, than a partner. She had supported his study, paid for their living expenses and even their home. But with two very young girls, she was worried that[...]

Hey hey it's Friday friends, and boy are we ready for it! Join Victoria, Jess and Bec as they unwind by celebrating ALL things community! They share your money wins and losses, and answer a money dilemma about whether you are ever too old to work towards your financial freedom. Plus if you've ever lived in[...]

Have you ever gotten carried away in a sale and bought way more than you budgeted for? Bargain regret is a very real and common experience! On today's show we take a look at the psychology of selling, and the things that push you to overlook your budget and buying intentions in the name of[...]

This week's Money Diarist has endured financial abuse, losing her partner to suicide, and years of trying to manage her bipolar disorder without the right treatment. But she finally found the right meds and it has literally turned her life around! She is now able to work and study, get her financial life on track[...]

Join Victoria, Jess and Bec as they put more yay in your Friday and celebrate your money wins of the week and answer a money dilemma about the best way to pay yourself as a small business owner. PLUS this week, you slid into our DMs about 'that' friend who NEVER pays their way in[...]

Have you ever found yourself worried that if someone gets pay rise, a promotion, or even some happiness in life it means you'll miss out? If so, you may have a scarcity mindset. Join Victoria and Bec as they look at the difference between scarcity and abundance mindsets, what you can do to shift from[...]

This Money Diarist wants you to know that you don't need a uni degree to earn 6 figures! Money was always tricky in her family but her mum has been a model of hard work and the main bread winner, working as a nurse. At 19, she's now in her dream job and has purchased[...]

Friday is the day we celebrate you, our gorgeous SOTM community! Join Victoria, Jess and Bec as they share your money wins and losses, and answer a money dilemma about how to manage different income streams. PLUS this week, someone slid into our D.Ms with quite a difficult situation. She's discovered her partner and soon[...]

What does a lot of money look like to you? Is it a lifetime of financial freedom, or not checking your bank account every time you go to buy something? Well, everyone has a different answer, and it is absolutely a reflection of your money story! Join Victoria and Bec as they demystify some unconscious,[...]

This Money Diarist has been through it all. She had just resigned from her job as a personal injury lawyer in order to spend more time with her partner and pivot her life. That weekend, he died in an accident. On top of her world imploding, her financial stress went through the roof. It took[...]

Friday is here again! Bring more yay to your day and join Victoria, Jess and Bec as they celebrate your money wins, answer a Money Dilemma about how to financially prepare for a divorce. AND, you slid into our DMs this week to ask about what financial expectation should be put on bridesmaids for a[...]

Have you ever treated yourself to a little extra something when you’re under financial stress? Nothing too big… but perhaps a new shade of nail polish, or eyeshadow, or lipstick? Well this such a common thing for us to do that it has a name, the Lipstick Index! And rolling into 2023, staring down the[...]

Today's Money Diarist left a bad relationship and used to live week to week with her finances. Due to some ongoing mental health struggles, she was recently a patient at a psychiatric hospital. But at the end of last year she was married and is now in a really good place. We can't wait for[...]

With so many of us in the "new year new me" vibe, Victoria has decided to slide into your Saturday with a little bonus gift to get you inspired for 2023! This is the first chapter of the audiobook version of her first book She's On The Money, to get you motivated for 2023, enjoy![...]

Welcome to a fresh new Friday episode and meet our brand new cohost Bec Syed! You'll be hearing Bec on the show each Wednesday and Friday and we can't wait for you to get to know her - welcome to the team Bec! You might also notice that our Friday episodes are a little different[...]

The new year is abundant with both the pressure and opportunity to turn over a new leaf! So on today's show Victoria and Jess discuss setting positive intentions for the year that lies ahead. What are some solid ways to get in touch with, and also set your goals? Join us on today's episode to[...]

This Money Diarist is a second generation immigrant who finds herself struggling to consolidate the experiences of her parents who didn't get the opportunity to finish high school, with her trajectory and aspirations. She is hardworking and ambitious, but still feels guilty for wanting more than what she grew up with. We can't wait for[...]

Join Victoria and Jess as they wrap the first week of the 2023, celebrating your money wins and discussing a Money Dilemma all about the best way to label your expenses. You can send us your Money Dilemma here. Plus they chat about something weighing heavily on all of us right now- cost of living[...]

New year, new intentions! It’s the perfect time to make some investing resolutions, complete a good financial revue of the year that was and set some intentions for the year ahead. So join us today as Victoria steps us though how to get on the front foot with your financials for 2023! Acknowledgement of Country[...]

Today's Money Diarist was only aware her identity had been stolen after the police emailed her father! She was arrested and even finger printed before her name was cleared, but it took a long time to mop up her credit history! She's a PHD student looking at maternal and child health in Papua New Guinea[...]

It is the final Friday of 2022, join Victoria, Jess plus their producer Annaliese to wrap the week that was, celebrate your money wins, commiserate the losses, and answer a poignant Money Dilemma about loving your job, but not the pay! The team also talk about discrimination against women on parental leave when it comes[...]

New year, new you...right? This time of year is perfect for self reflection and goal setting, PLUS who doesn't love a personality quiz? So, on today's show we take a look at the different kinds of investing personalities. Listen in to find out which one you are, and set your "investment self" on the right[...]

We adore Mondays thanks to opportunity to share the amazing stories of our community members on Money Diaries each week. The stories, the strength and the insight we get from you is just incredible! The best part is what we learn about each other through these episodes, SO our producer Annaliese asked Victoria to share[...]

Happy festive Friday! 'Tis the season to spend with friends, so we bring in our buddy Glen James and he picks his favorite money wins from our Facebook group! Plus we wrap the week that was, and answer a Money Dilemma about how best to help your partner with their financial literacy. And with the fiasco[...]

We love Christmas, and we love our community. It also gets us incredibly excited to hear your money wins and tips, so we thought...why not combine all of our favourite things in this episode in the week of Christmas? Today we are celebrating our top 10 SOTM Community Christmas savings hacks, listen in and take[...]

She's a super driven and hardworking veterinarian who, due to her often 100+ per week work load, often treats herself a little too much. Who can blame her right? But this means she finds herself barely scraping by despite her 6 figure salary. She joins Victoria to talk bad habits, big ideas and so much[...]

Happy Friday! We celebrate the end of the week with a wrap of the week, share your money wins and losses and answer a Money Dilemma all about where to store large amounts of money. PLUS the gals talk all about the social and financial cost of unpaid overtime. Acknowledgement of Country By Natarsha Bamblett[...]

You know how much Victoria and Jess love Christmas, but it is also an unbelievably stressful time for so many! In between breaking your budget, over extending yourself on the social front, and tricky family situations it can be a time that fills us with anxiety instead of joy. So on today's episode we talk[...]

Today's Money Diarist knew something was really wrong when she found herself crying on the floor after she landed her dream job. She uncovered a toxic perfectionist pattern in her life and after a good old soul search, returned to uni to study international development and climate change. She then went into 20k of debt[...]

Happy Friday! Join Victoria and Jess as they share your money wins and losses, recap the week that was and answer a Money Dilemma about the complexity of prenups. You can submit your Money Dilemma here.Also the girls are THRILLED about the new industrial relations reforms banning pay secrecy, supporting more flexibility for employees and[...]

Addendum: During 2022 Mirae Asset Global Investments and Global X ETFs acquired ETF Securities Australia, so the ETFS S&P 500 High Yield Low Volatility (ZYUS) is now the Global X S&P 500 High Yield Low Volatility ETF (ZYUS) With so many of you on your investment journey, and the end of the year at our[...]

When today's Money Diarist was 17, she packed her bags and headed interstate with one suitcase. Now at 25, she's a registered nurse in a jail and is working hard towards her 3 year goal of buying her first home with her partner. Don't miss this interesting story!This year our Money Diaries are being brought[...]

Welcome to the final She's On the Money Radio Show of the year! Join Victoria and Mitch as they talk retro toys and homewares that fetch a fortune, cheap ways to entertain the kids on the holidays, and some coin saving tips for Super Saver Saturday!Plus this week's Money Dilemma is about pre-nups. Submit your[...]

It's Friday so celebrate with Victoria and Jess as they recap the SOTM week and share your money wins and losses! This week's Money Dilemma is all about whether to prioritise home ownership over having more savings in the bank. Submit your Money Dilemma here.Plus...weddings. Yep, with V fresh off the back of hers we[...]

Points hacking is not about having anything stolen, it's all about maximising the benefits of your points to get free things like flights, upgrades, hotels and household goods. So on today's show we introduce you to how some of these systems operate and where you can get more information!And as we ALWAYS say on SOTM,[...]

This inspirational member of our community learned the value of money from her Grandmother who budgeted every dollar of her Centrelink pension. The father of her child left when she was 23 years old and seven and a half months pregnant, so after he was born she moved to an Aboriginal community for work. With[...]

Celebrate Saturday with She's On The Money Radio Show as Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).Plus the team talk the new regulations in the buy now, play later space. We also play a game of Facebook Marketplace Trash or Treasure,[...]

Welcome to Friday! And not just any Friday, but one where many will find themselves in a shopping frenzy. That's right, it's Black Friday and the gals chat the yays, and nays of the day.Plus we recap the week, celebrate your money wins and commiserate the losses, and answer a juicy Money Dilemma all about[...]

Another day, another data breach! So today's show is EXTRA important as we give you some practical actions to ensure you’re doing what you can to protect your precious data online. We’ll also talk about how to identify scams, and what to do if you think your data or identity has been stolen.Acknowledgement of Country[...]

This gorgeous member of our community has a VERY full plate! She's a dedicated Humanities and Social Sciences teacher with a commitment to invoking a passion for social justice, especially equality for women. She's also a director on a board for a non-profit NDIS service provider, all the while managing a chronic health condition (endometriosis)[...]

Start your Saturday with She's On The Money Radio Show! As usual. Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).And Black Friday is coming and the team talk ALL about it! Victoria shares her tips and their pick of the sales.All this[...]

On this emotional episode of Friday Drinks we say farewell to our gal Georgia King! We'll miss you so much GK, thank you for a beautiful 3 years of your dulcet tones on SOTM, we're so genuinely excited for your next chapter!!Plus, we recap the week, share your money wins and solve a Money Dilemma[...]

Did you know that currently 31% of households in Australia are rented, and rent at the moment is 9.1% higher across capital cities and 10.8% in regional areas? With so many of us feeling the pinch, how many of us actually know our rights when it comes to renting? On the show today we’ll be[...]

This week's Money Diarist and her husband spent 100K on IVF, and despite that managed to purchase a house and trim down their debt. Now they have 3 beautiful kids AND an emergency fund. We can't wait for you to meet this gorgeous member of our community!This year our Money Diaries are being brought to[...]

Ring in your Saturday with She's On The Money Radio Show. Victoria gives you more tips to save with Super Saver Saturday, and solves your Money Dilemmas (send your Money Dilemma here).Plus, we ask if we're headed towards a recession AND we're joined by some special guests from Channel 9's The Block!All this and more[...]

Happy Friday! This week we talk financial red flags in relationships, recap our amazing Money Diarist, celebrate your money wins AND solve a Money Dilemma about paying down a current mortgage for a home, versus purchasing additional investment properties. Send through your Money Dilemma here.And in finance news the gals talk Khaby Lame the TikTok creator[...]

Do you have difficulty talking to your partner about money? Do they often borrow money and not pay it back? Has a new partner ever pressured you into opening a joint account? On this episode we talk financial red flags in relationships, what these might look like, how to have healthy boundaries and conversations around[...]

This Money Diarist is a 22 year old, first generation immigrant from Sri-Lanka and on top of studying her masters in psychology is managing full time work and three casual jobs! With her home country of Sri Lanka enduring the worst economic crisis it has ever seen, and her father still living there, she struggles[...]

Put more savings in your Saturday with She's On the Money Radio Show. Incase you've been living under a rock, Victoria is getting married this weekend, so the gang talk all things wedding costs! Plus speaking of expensive there has been yet ANOTHER interest rate rise, and the team have feelings. All this and more[...]

It's not just your average Friday, it's the eve of Victoria's wedding! SO you'd better believe the gals talk about the big day ahead for VD. And as usual the team wrap the week that was, share your money wins and losses, and answer a interesting Money Dilemma about talking to your employer when you're[...]

Today we are chatting all about passive investing, an extremely popular investing method due to its laid back approach and gradual returns over the long-term. But what do we need to be mindful of and how exactly does it compare to its exact opposite method of active investing? Join Georgia King and Victoria Devine to learn[...]

Happy Monday! This member of our community decided from a very young age that she didn't ever want to have to rely on a partner for her financial stability, and has been working hard to flip her family script ever since. She now owns two properties and rents one to her Grandparents who have experienced[...]

We thought we'd spice up your Sunday with a very special BONUS episode all about the psychology of saving with Victoria Devine and special guest Dr Lili Sussman.Lili is a Social Scientist and the Chief Strategy Officer at Wisr. Her PhD research at Harvard University was on decision-making, behavioral economics, and psychology in foreign policy[...]

Celebrate your Saturday with the She's On the Money Radio Show! This week, the team talk Census stats that say that Millennials are 3 times less likely to own a home outright than Boomers were at the same age. Plus listener Anthony wants to know what he should do about his mortgage that he's struggling[...]

Happy Friday! The gals are back in studio with GK and they wrap the week in the SOTM-sphere, and celebrate your money wins. Plus, with Tasmania announcing gambling reforms that place a cap on how much someone can loose on the pokies, the girls chat the ins and outs, implications and the nature of the[...]

We know how vital it is to care for our health and wellbeing, and we're hopefully across the importance of caring for our mental health...but financial selfcare? What exactly does that look like? On today's show we dive into some broader ideas that help us get into the mindset for financial selfcare, and share some[...]

This week's Money Diarist came from a single parent home, financial trauma and young carer situation and has since flipped her life script. She now runs her own business, has 80k left on mortgage after buying in 2020 as a single. Get ready, her story is all set to inspire!This year our Money Diaries are[...]

Put more savings in your Saturday with She's On the Money Radio Show. This week the team play Facebook Marketplace; Trash Or Treasure. Join as we trawl through Facebook Marketplace to see all that is interesting, useless, or perhaps we might stumble across a hidden gem to present to our She’s On The Money Community!Plus[...]

Happy Friday, we are celebrating the last stop on our book tour with a very live Friday Drinks from Brisbane! We had an absolute ball on tour for Victoria's new book Investing With She's On The Money and adored meeting all of you who were able to make it.As ever we chat what's been happening[...]

We are finally back travelling, but if you’re anything like us, you’re likely a little out of practice. To help you prepare for any upcoming vacays you have planned, today we’ll be discussing the most common money mistakes people make when they travel. From what to do with your mobile phone, to conversion rates, transport[...]

It's been a rocky "money story" road for this SOTM community member. From hating and not feeling deserving of money, to managing her anxiety disorder and beginning to heal her money trauma, she is an inspiration and we know you are going to love meeting her!This year our Money Diaries are being brought to you[...]

Join Victoria Devine and Mitch Churi for another super saver Saturday- where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. Plus we want to know where you are investing your money and how is it working out for you? And this week's Money Dilemma is from Georgia who[...]

Another Friday has rolled around and today we come to you live from our home town Melbourne, with a huge episode from the launch of Victoria's brand new book Investing With She's On The Money!Listen as Victoria and Jess wrap the week and celebrate your money wins. Plus, they are joined by very special guest[...]

We have all used the phrases "shopaholic" and "shop until you drop" and most of us can admit to an impulse buy or a big spending splurge, but spending addiction is a very serious, very understudied and under-appreciated disorder. On today's show we put the spotlight on spending addiction and look at ways to manage[...]

We cannot wait for you to meet this Money Diarist. At the tender age of 23 she has already lived many lives; from spinal fusion surgery at 13 to running away with the circus, studying in Montreal, nannying in Paris, bartending in London! Now she is married with 2 properties...umm WHO IS SHE?!This year our[...]

It's time for another episode of She's On the Money Radio and as usual Victoria's got some sneaky tips for Super Saver Saturday, helping you to keep more dollars in your pocket. Plus the team talk Facebook Marketplace Trash or Treasure and so much more on She's On the Money Radio!You can catch us live[...]

Victoria and Jess have hit the road to launch V's brand new book Investing with She’s on the Money, so today we bring you the show...LIVE ON TOUR from Sydney!Join us for a special Friday Drinks where we celebrate your money wins and losses, catch up on what's been happening AND in the second half[...]

Investing can be confusing. It only takes a quick Google search before you're overloaded with endless options and conflicting advice. But don't worry, the She's On The Money team have got your back! On today's show, Victoria gives you the lowdown on the best investment tools to help you achieve your financial goals.Acknowledgement of Country[...]

She migrated to Australia after finally passing her English test on the eighth attempt. You better believe this Money Diarist doesn't give up! She took on a $50k loan to complete a Masters Degree in Psychology, working night shifts while studying to pay for her loan. Now, she's achieved her dream salary in her dream[...]

It's the weekend at last! What better way to kick it off than to catch up with the She's On the Money Radio Show. This week, Victoria's got some sneaky tips for Super Saver Saturday, helping you to keep more dollars in your pocket. The team also talk side hustles and hear from a special[...]

Happy Friday! It's time to unwind and recap this week's episodes. The gals also celebrate your money wins, commiserate your losses, and dive into some finance news. This week, the team discuss Big W's Layby service and the costly fees that have shoppers fuming. Plus, Victoria answers a Money Dilemma about taxes when you have[...]

Credit cards. These words might excite you or completely scare you, depending on your experience, but it's never too late to get informed. Credit cards have some useful purposes but there are also some dangers to be aware of. So on today's show, Victoria and Jess break everything down; why people get credit cards, how[...]

This week's Money Diarist is an amazing woman who sacrificed her military nursing career to raise her children, after starting a family young and unplanned. She has also struggled with money guilt. But now, this super mum is rebuilding her career while supporting her military partner, which includes long stretches of solo parenting. Listen to[...]

It's Friday once again! That means it's time to recap this weeks episodes, celebrate your money wins and commiserate your losses. Also, V answers a Money Dilemma about creating an emergency fund, and the gals discuss the latest finance news with Kim Kardashian launching a private equity firm. Plus, a special announcement from Georgia King!Acknowledgement[...]

On today's episode talk about a common concern in the community - your rights an an employee! It can be very overwhelming when your rights are breeched in the workplace, so listen up as we talk about industry awards and agreements, superannuation, OH&S, unfair dismissal, the Fair Work Tribunal and sooo much more!Here are some[...]

She's a single mother who has bought a house, investment property and a Land Rover, all within 12 months,without help or relying on child support! Working very hard on OnlyFans and diligently changing her money story one day at a time, she is an absolute force of nature and we can't wait to share her[...]

Welcome to the weekend! It's time to check in with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. This week, Victoria is back from a trip to the USA and she's got some genius cost-cutting travel hacks. And if you've got a mortgage, Victoria has a hot tip to save[...]

Happy Friday, we celebrate the end of another week by recapping this week's episodes! Plus celebrate your money wins and commiserate your losses.You can send us a Money Dilemma to solve on the show here, and this week V talks all about how you can make different bank accounts work for you.And with Equal Pay[...]

Most of us carry trauma of some sort, be it from childhood, relationships or other countless experiences that cause ongoing pain. And this is no different when it comes to money. On today’s episode we are talking about a lesser known trauma, but one we hear about all the time in our community - financial[...]

Today's Money Diarist gives SO much to those around her. She is a Māori mother of two, emergency services worker, and egg donor. As the first in her family to get a degree, she has been working on the money story she grew up with, and changing the narrative! She is insightful, she is inspirational[...]

It's time to catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. Join them for Super Saver Saturday! A segment where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And for this week's Money Dilemma - Andrea wants to[...]

Another Friday has rolled around again friends, and what would Friday be without a recap of the week that was, and a solid celebration of your money wins (and losses of course)!Plus our Money Dilemma this week is all about that tricky question of sharing property with a partner. You can send us a Money[...]

Your investment options and journey is as unique as you are. However, most investors fit in to 2 categories; active or passive. This refers essentially to two different ways of managing your investment portfolio. Today we dive deep into passive and active investing, and look at some pros and cons for each to help you[...]

This Money Diarist is a super hard working, globe trotting wonder woman! We chat to her from her home in the Netherlands all about her conflicting childhood money story (one parent wanted to save, while the other splurged), working to change the script for herself and gain financial independence, supporting her parents through their tough[...]

Happy Saturday! Catch up with the She's On the Money Radio Show with Victoria Devine and Mitch Churi. They answer a Money Dilemma this week from first home buyer Eloise, who is looking for advice about property Buyers Agents. Plus, did you hear that Beyonce bought Jay Z a $40 Million Fathers-Day Gift? Well you[...]

It's another Friday and as usual we celebrate by kicking back and reflecting on this week's Money Diary and Deep Dive episodes, and share your money wins and losses! We answer a juicy Money Dilemma all about investment diversification. Plus, with the Greens this week proposing a rent freeze for two years, the girls talk[...]

It is very hard to not be all consumed by worrying financial news right now. And while the gals at SOTM NEVER think you should bury your head in the sand, we also think it pays to take the news with a grain of salt! So on today's episode we look at why Interest Rates[...]

We know you'll love meeting this gorgeous, and totally relatable community member! As a child her family faced bankruptcy and lost everything. Now that she is building a home and she and her fiancée are working hard, and building their financial literacy, how does this early struggle play out in her day to day mindset?[...]

It's another She's On the Money radio Show Saturday with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday. Plus, remember when you were a student? The team talk how to make your money go further on a student's budget. And, should you ever lend money to a friend? We suss[...]

With Victoria away, celebrate your your Friday Jess and Georgia! This week they share money wins and losses from our community, plus recap the week that was. And, how do you ask for a pay rise? This is one of the MOST common dilemmas in our community and the girls get into it on the[...]

On this episode we talk about some things to keep in mind when heading into a recession or a time where the economy is sluggish. We want you to be prepared for what may lay ahead, so Victoria shares a few simple steps to help reduce your risks and assist you to weather the economic[...]

Not only is she working incredibly hard in her small business, but also to change her money story and educate herself around finances. With her husband by her side, they are learning to invest and doing all they can to educate their daughter to help elevate her money story too. We can't wait for you[...]

Catch up with today's episode of She's On the Money radio Show with Victoria Devine and Mitch Churi! As ever we dive into Super Saver Saturday, and our Money Dilemma today is from Simone who is looking for advice about paying for IVF using Superannuation. Plus we get the scoop on Victoria's Hen's Party...and of[...]

Hey hey it's Friday, so kick back with gals as we recap the week that was, commiserate your money losses AND celebrate your money wins! And we answer a Money Dilemma about saving for a property with Salary Sacrifice, the First Home Super Saver Scheme and Superannuation.Plus...the gals talk about the ATO's latest statistics comparing[...]

Interest rates are rising and inflation is seeing its fastest annual increase in 21 years. Plus, unemployment is at a low, and job vacancies are at a high. These conditions see those in power reluctant to say it, but many people believe we are headed for a recession. So on today's show we look at[...]

She's young, and a senior WorkCover case manager with her eye on the welfare of others. She shares how growing up in a privileged family that lost their financial security has left its mark on her outlook and ambitions. She's well on her way up the corporate ladder, and we know that you'll love hearing[...]

Join Victoria Devine and Mitch Churi for some fiscal fun on She's On The Money Radio! This week, listener Maddie has a Money Dilemma and wants the downlow on pet insurance. Plus we have a new segment...Gumtree Trash Or Treasure! Have you ever looked through the free stuff on gumtree, and thought ‘oh wow, I’ve[...]

Happy Fri-yay! The Girls celebrate with their pal Glen James from My Millennial Money and as ever wrap the week, celebrate your money wins, and answer a Money Dilemma about the First Home Super Saver Scheme.Plus with Spaceship in the news, the team talk through the headlines, plus concerns from the community!Acknowledgement of Country By[...]

On this special episode Georgia King is joined by SOTM co-host and secondhand selling QUEEN Jessica Ricci. Why you may ask? Because that's what today's episode is all about! This is one of Jess' side hustles and she couldn't wait to share her tips with you on how to convert that stuff laying around into[...]

She is a frontline emergency services worker who has been though it all. Last year she lost her partner to cancer and was medically discharged from her job due to PTSD. And now she's navigating the complexities of the settlement of her partner's estate, work cover and so much more. We can't wait for you[...]

Join Victoria Devine and Mitch Churi on She's On The Money Radio today for Super Saver Saturday, with some tips to help you keep your cash! Our Money Dilemma this week is from Anna who wants some tips on how to get her partner to start budgeting and saving. Plus, A former playboy bunny has[...]

As ever we round out another week in true SOTM style by wrapping the week that was, celebrating your money wins and losses, and answering a Money Dilemma about merging bank accounts with a partner.Plus, rising interest rates, falling house prices, what on EARTH is going on and how do we feel about it? The[...]

On today's episode we unpack the acronyms; from P/E, PEG and P/B ratios, to Fundamental and Technical analyses we go headlong into ways to help you value and pick shares!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you[...]

She's a young law student who is in the final year of her degree and works as a paralegal. Today's Money Diarist shares her story of transcending minimum wages and a poor work environment, to starting her own loungewear business on the side of her legal career. She's a real go-getter and we can't wait[...]

It's Satur-yay with Victoria Devine and Mitch Churi on She's On The Money Radio!As ever we've got Super Saver Saturday with more tips to help you keep your cash, and our Money Dilemma this week is from Wendy who wants a pay rise.Have you ever seen somebody asking way too much for something on Facebook[...]

Here at SOTM we love Fridays because it's the time of we reflect on the week that was, commiserate/celebrate your Money Wins, and answer your Money Dilemmas! This week we answer a dilemma all about how to celebrate the little wins in life.Plus, the gals dig into a juicy chat about productivity in the office.[...]

On this episode we go deep into questions from the community all about insurance. From understanding what insurance is covered inside your Super, to personal and income insurance, or how to know if you're paying for things you don't need, plus so much more!Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on[...]

She is happy, healthy, working towards her goals and is very grateful, but over the past 12 months, she's subconsciously hit autopilot and yearning for positive change. How can she combat complacency, and what's at the root of it all? Find out on this Money Diary!This year our Money Diaries are being brought to you by[...]

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio!On today's show we've got Super Saver Saturday, and our Money Dilemma this week is from Bronte who wants some tips on Paid Parental Leave. Plus, with the news media stressing us all out with interest rates and[...]

You know it's Friday when the girls get together to unpack the week that was, celebrate your money wins AND dive headlong into a Money Dilemma all about spending addiction!Plus this week, they unpack the implications of the announced merger of ANZ and Suncorp Banks. And, Jess has a BIG surprise for Victoria. What is[...]

After long last travel is back on! But with the exchange rate poor and fuel prices high, travel may be out of reach for most of us. So we want to give you some travel saving hacks on today’s episode. From the cheapest time to book flights, to rentable routers and more…you name it, the[...]

This week's Money Diarist has a loving and supportive husband, kids and is making bank earning between 5-10k per week as a sex worker. The pandemic meant she had to pivot her in person business to online, which absolutely flourished. In this fascinating episode, she shares her story of growing up in public housing, being[...]

Join Victoria Devine and Mitch Churi to roll into your weekend right on She's On The Money Radio!On today's episode Victoria will give you tips on how to keep more bucks in your bank account with Super Saver Saturday. Plus, if you’re struggling with your cash flow and got yourself in a bit of a[...]

Happy Friday! Kick back with the ladies as we wrap the week, celebrate some excellent money wins, and chat about the latest news from over the ditch in New Zealand that Afterpay is now available on alcohol sales. Strap in for a regulation conversation between the gals! Plus we answer a Money Dilemma about how[...]

With travel finally back on the cards, today we unpack travel insurance! Why do you need it, what level of cover should you consider, and what are some important things to remember when driving a car overseas or trying to safeguard yourself against Covid catastrophes? Dive into today's episode to find out.Acknowledgement of Country By[...]

She's a new Australian citizen with multiple small businesses on the go, is a driver partner for Uber, PLUS she has a baby on the way! With lofty ambitions, this delicate balance has her well on her way to achieving her financial dreams. Who is she?This year our Money Diaries are being brought to you[...]

To celebrate She's On the Money's 3rd birthday, we threw a party! So join us for this very special episode as we LITERALLY kick back with the girls...and you, bev in hand and celebrate your money wins, catch up on what's been happening in the community, and solve a bunch of Money Dilemmas asked live[...]

With the ASX having lost approx. 10% of it's value over the past financial year and investor confidence down, we are officially in a bear market! On this episode, we dive head long into the causes and effects of this current state of affairs and what may lie ahead. We look at what a bear[...]

It's time for our favorite part of the week again, where we get to meet a community member! This week; she learned the value of money early on when both of her parents retired young. Now, she is gearing up for a life afloat, and is moving onto a boat with her partner to save[...]

Happy Friday...the gang is back together and boy do they have a convo for you! As usual the team celebrate your money wins, recap the week, and this week's Money Dilemma about Finder's Earn really opens up a BIG conversation! Hear the team's thoughts on "stable" coin, deceptive marketing and the nature of a guaranteed[...]

Feeling overwhelmed at EOFY? Don't worry, we've got your back! In this episode we give you tips and tricks to simplify tax time; from some of the most surprising things you can claim, to what you should do if you have investments. Victoria and Georgia will have you rolling into the new financial year full[...]

Just sneaking in a little extra gift before EOFY for you...featuring a Q&A with our favorite mortgage broker, and latest addition to Zella - Cait Bransgrove! Don't miss this jam packed episode full of YOUR questions about property ownership, when to speak to a broker, different schemes for first home owners and SO much more!Acknowledgement[...]

With her grandmother's words still ringing in her ears this Money Diarist is learning to shift from a scarcity to abundance mindset. She came to Australia at 16 and became a single parent at 19. By choice she continued on her journey as a single mother, now with 3 kids. Not only is she kicking[...]

Bring the yay to your Saturday with Victoria Devine and Mitch Churi on She's On The Money Radio! You’ve probably seen different places that offer you freebies on your birthday… well we’ve got a list of them for you to make your next birthday a great one! Plus, if you’re struggling with your cash flow[...]

Another week is at its end and that means it's time to kick back with the girls for a wrap of the week, to celebrate and commiserate your Money Wins/Losses and solve a Money Dilemma! This week it's all about the HELP loan and the indexation rate.And with different states announcing a one off cash[...]

On this episode Victoria shares 5 finance books that will change your life! She breaks down their philosophies, tips and different approaches to money and mindset in this special SOTM Book Club episode.You can preorder Victoria's new book here!Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She’s on The Money is[...]

After a leave of absence to chase her dream of being a yachtie in France, she came home exhausted (but well remunerated) to return to work as a physio and continue to smash her financial goals! Just wait to you meet this week's Money Diarist.This year our Money Diaries are being brought to you by[...]

Victoria Devine and Mitch Churi bring you another Super Saver Saturday, where Victoria will give you some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters, what should you do if you come into a massive sum of money? We hear from a listener about their[...]

Happiest of Fridays angels! Join us for the best way to end the week and another episode of Friday Drinks! We wrap the week, celebrate your Money Wins and commiserate the losses, plus the ladies answer a sticky Money Dilemma about transitioning from fortnightly to monthly pay. Submit your Money Dilemma here.Plus there's more buy[...]

Today we are talking about two little words hot on everyone’s lips over the past few years...SIDE HUSTLE! We give you some tips, tricks, and living examples to make sure you aren't crying at tax time over the extra cash you've worked so hard for!Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on[...]

Having moved to Australia from The Philippines 5 years ago, this incredible Money Diarist was diagnosed with Borderline Personality Disorder. Hear how she discovered, and deals with this day to day in amongst her busy career, planning for a wedding and managing her finances. We're so grateful that she shared her experiences and truth with[...]

Welcome back to another SOTM Saturday with your money expert Victoria Devine and Mitch Churi.Groceries, petrol, real estate – everything costs way too much right now. So today we’re playing "The Price Is Wrong" going through everything that’s so much more expensive than it should be! Plus join us for Super Saver Saturday where Victoria[...]

In good news Victoria is back for this Friday Drinks episode! But in bad news the RBA has lifted the official cash rate for the second time in just over a month, which means life is about to get even more expensive! So the girls discuss the ins and outs of this decision.And as ever[...]

It’s reporting season for all around the land, and so on this episode Victoria and Georgia talk about how to read a dividend statement, report any income from shares, and what you need to look at in company’s financials.Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She’s on The Money is[...]

We cannot wait for you to meet today's Money Diarist! As a kid from a low income background on a scholarship at a private school, she never felt like she fit in, but early on she formed an appetite for very hard work. Now, with four kids including two of her own, and two more[...]

It's Satur-yay and that means more ways to save with the She's On The Money Radio Show with Victoria Devine and Mitch Churi! This week Victoria gives some hot tips on topping up your super before tax time. And we hear your lifestyle hacks from your student, low budget years.All this and so much more[...]

With V still away, it's Friday again with G & J! As ever, we delight in your Money Wins, wrap the week, answer a Money Dilemma all about Savings Burnout (submit a dilemma here).AND with some exciting things coming up in the SOTM community the girls give you the downlow on all that's happening.Check out[...]

On this episode we unpack income guilt. Closely related to spending guilt, it's a relatively new term, but not a new experience. And while it can be a reaction to socio economic inequality, it is very often a result of your money story and background. Join Georgia and Jess as they look at the causes,[...]

Today's community member is a single mum who lives on welfare and gets by with a stack of tiny side hustles. She shares her story of battling for custody and keeping her head above water, while trying to prioritise quality care and time with her daughter.Warning: this episode contains discussion of domestic violenceIf you or[...]

Happy SOTM Saturday! This week on the She's On The Money Radio Show hear which guilty pleasures Victoria Devine and Mitch Churi cannot live without. Plus, we've got another Super Saver Saturday where Victoria gives some sneaky tips on how to keep more bucks in your bank account. And this week on Money Matters 11[...]

With Victoria away sick, we bring you a special G&J Q&A Friday Drinks this week, where the girls answer your burning, and quite personal questions! And as ever we celebrate your Money Wins and wrap the week of all things SOTM. We don't address a Money Dilemma this episode, but you can submit one here.The[...]

When considering purchasing property it is so easy to get caught up in media hype and fall into other people's ideas of what we should aspire to. In this episode we discuss the current state of the property market, check our values and how they align with external pressures in society. We'll give you some[...]

After working as a covert operative (undercover) Police officer, this Money Diarist felt burnt out and took 7 months leave without pay. So she started her own business AND bought a van to travel round Australia. Having since retuned to work, and selling her business for a profit, she has her sights set on new[...]

Welcome to the first ever episode of the She's On The Money Radio Show! Victoria Devine and Mitch Churi refuse to be upstaged by a democracy sausage/Federal Election day and bring you an hour of radio power with some Super Saving tips to keep more bucks in your bank. And if you’re struggling with your[...]

Amidst the slings and arrows of a Federal Election countdown it is easy to zoom in on particular political promises. On this Friday Drinks, the girls zoom out on the pomp and promises, and Victoria does the math on a certain headline policy around withdrawing Super to purchase a first home. PLUS, as ever we recap[...]

Here at She's On The Money, we LOVE a wedding but you'd be hard pressed to find another major life event that combines all of our aspirations, dreams, family and social pressures, traditions and expectations into one VERY costly package! They can quickly turn into anxiety riddled harbingers of debt, instead of a beautiful transition[...]

This Money Diarist will get you motivated to step up for a seat at the table. As the first in her family to get a degree, she became an Executive for a not for profit as a single mother with a 6 year old daughter. By the time she left her "dream job" it had[...]

You know what Friday means? That's right, it's time we kick back and roll through this week's episodes, celebrate your money wins, solve a Money Dilemma (which you can submit here by the way), and talk about what's been in the news. But this week, guess which member of the team took matters into her[...]

One of the most common questions we get from our community is how to have that tricky conversation with your boss. So on this episode we talk about common workplace complaints, how to research and negotiate a pay rise and how to be more assertive. We also touch on discrimination laws in Australia and the[...]

This Money Diarist left us utterly speechless! Having survived an abusive relationship, she was lumped with $120,000 in debt on credit cards she didn't even know existed. It took 7 years and ended up costing her $250,000, but she is finally debt free. And you'd better believe she is living her best life; in her[...]

Hey hey it's Friday! As per usual we celebrate you and your successes, recap the week AND answer a Money Dilemma all about how interest rates affect your bank account. By the way, you can reach out to us with your Money Dilemmas here!AND in the midst of this RBA rate hike, election countdown kerfuffle[...]

With so many people in ours and the broader community starting their investment journeys, now has never been a better time to brush up our investment literacy. On this episode we look at different kinds of investment platforms; what's the difference between micro investing and a share trading platform? How do you even review and[...]

Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet[...]

Welcome to Friday honeys! On this episode recap the week, like what is an axo-De facto anyway? And of course we celebrate your Money Wins. We also answer a Money Dilemma about saving vs investing. Meanwhile, we have a shiny new way for you to send us YOUR Money Dilemmas, check it out here!And it[...]

On this episode we dive into the ins and outs of asset ownership and protection in a relationship. What are the legal implications of being in a De facto relationship and how does this effect your financial situation? Listen in to get the skinny!The advice shared on She’s on The Money is general in nature[...]

What can we say about this week's Money Diarist except...WOW! In 4 short years, and still at the tender age of 22 she has no debt, owns her own home, has developed a 6 figure hospitality business all while working her freelance copywriting business on the side. Prepare to be inspired! She also gives blood[...]

Celebrating Friday with another wrap of this week's episodes; from the Money Diary of a Diesel Mechanic, to budgeting for charitable and philanthropic giving. Plus YOUR money wins and a listener question about investing when not an Australian citizen. And the ladies dive into a juicy chat about Afterpay's latest financial report that reveals the[...]

All of us have donated money in one way or another. The ways to support charities and philanthropic organisations have evolved to integrate our moral compass with our spending habits or lifestyle focus. But how do we decipher where our money should go, and how to budget for it? In this episode we go though on[...]

Happy Easter Monday honeys, and what a treat of a community member we have for you on this Money Diaries episode! She is a young woman working as a diesel mechanic in the male dominated mining sector, and with no degree under her belt, is already smashing her financial goals. Find out what makes her[...]

A very good Fri-yay to you angels! We are extra pumped on this ultralong weekend edition of Friday Drinks and as usual, share your money wins, answer a listener question about setting up Legacy Funds and give our wrap of the week. Also Elon has been busy buying up Twitter shares and you'd better BELIEVE[...]

On this episode we unpack the all too common feeling of spending guilt! Is it different to other forms of guilt? Why do we feel it AND what do we do about it? Listen to this episode to find out more on the prevalence and purpose of this particularly icky, but entirely manageable experience!The advice[...]

This powerhouse community member realised that she was climbing a ladder that was not right for her, so after a leave of absence and some serous soul searching, she redefined that ladder and is scaling amazing new heights!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out[...]

Happy Friday! This week it's the gang plus 1 as we're joined by our friend Glen James from My Millennial Money for hot takes on this week's episodes, your money wins and to answer a listener question. Plus, have you heard about the latest influencer/"credit card" combo?! Well, we definitely have thoughts and feelings about[...]

On this episode we unpack the complex and very personal world of ethical investing. We talk its history, purpose, the difference between sustainable, impact and ethical investing, how it stacks up compared to other forms of investing and SO much more!We’re so grateful to be working with our friends at Sharesies to create more investing[...]

This gorgeous community member went though several open-heart surgeries as a child and inherited a fair bit of anxiety around money due to her family situation at this time. Now that she's a hard working, hard saving nurse, she wants to know what financial stability looks like for someone at 27 years old.Warning: this episode[...]

In the highly politicised environment of an election year Federal Budget, we bring a special Friday Drinks to start to wrap our heads around the promises, the pitfalls and the palaver! Plus of course we give a wrap of the week and share YOUR money wins.The advice shared on She’s on The Money is general[...]

Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples and oranges or Gucci and Kmart? What makes this such a sexy topic? Well...take a listen to find out!We’re so grateful to be working with our friends at Sharesies to create[...]

This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep building her financial stability and savings goals in the face of an irregular income? Let’s find out!This year our Money Diaries are being brought to you by the[...]

This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO SAY. We talk about the important and valuable landscape in which responsible Finfluencers operate, the unsolid ground that this whole space now stands on[...]

My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute banger and packed with all sorts of tips about what happens when you inherit an estate? When is a good time to buy property given the current market? Glen also[...]

We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace injury only to come though to study financial planning AND be offered a scholarship to finish her studies! What a time!This year our Money Diaries are being brought to you by the[...]

Happy Friday and on this special episode of Friday Drinks, we bask in our glorious community and share some amazing moments from our first EVER events for International Women's Day in Melbourne and Sydney!With so many of you spread out all over the place, and with what a tough time it has been for so[...]

Welcome back to our regularly scheduled Wednesday content, and what a welcome back it is - this week we're looking at the top-performing individual shares on the ASX in 2021, and why they made the cut. This isn't an advice episode (obviously! We never do that!) but rather an episode to more deeply discuss shares[...]

I bet you guys didn't see this coming, but this week's diarist is a GOODIE. From being in hospital 12 months ago struggling, to now thriving and earning six figures. WHAT.Content warning: This week our diarist discusses the topic of eating disorders, and their journey with one. It's an important conversation to have, but if[...]

Happy Friday angels! We hope you've been enjoying our International Women's Day content this week, but sadly it's coming to an end with this very last, very special interview with Kait Fenwick.Kait is a transgender diversity and inclusion specialist, SOTM community member and public health student living in Muloobinba on unceded Awabakal Country. They're wildly[...]

Happy Wednesday angels, we hope you enjoyed our Monday In Conversation, and we're back with another one in honour of International Women's Day (or week, as we've decided!) Let us introduce you to the effervescent Jess Quinn who, in her own words, is quite literally a walking miracle. Her body has been completely restructured so[...]

HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's Day is just not enough for us. This week we're switching out our regular content with not one, but THREE epic chats, with THREE epic people we know you're going[...]

The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does that mean we shouldn't be asking insensitive questions like "what's happening to my share portfolio?" when others are going through far more traumatic things? Join[...]

This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be financially supporting them? Is that your responsibility, or is it theirs? Is it perhaps a joint responsibility? What if you haven't moved in together yet, what happens then?Join[...]

HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy property right in the bin. We adored our chat with her, and just know you're going to as well!The advice shared on She’s on The Money is general in nature[...]

Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowledge the devastating conflict taking place in Ukraine and send our strength and support to anyone with ties there. You may have noticed we paused our content on Friday[...]

Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inheritances by 2050 - THAT'S SO MUCH MONEY. So we need to start talking now about what this means and how it works, because whether you've inherited $500, or $5 million -[...]

This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the light at the end of the tunnel. She's self-described her story as "average" but as we all know, there's no such thing as average when it comes to money stories. We hope you[...]

This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we have learnt from the TinderSwindler that's trending at the moment - and no, it's not what you think. Thanks to Superhero for helping us bring this episode[...]

This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an opportunity for everyone to make some extra cash!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s[...]

It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied[...]

WELCOME back to another Friday drinks! We've had a ripper of a week as a team, and this ep is HIGH energy because of it, we discuss the community wins (obviously!) answer a juicy listener question about managing your partners finances when they're just not as responsible as they want to be, AND we discuss[...]

To refinance or not, that is the question. Is a super low-interest rate the most important thing to consider when potentially refinancing your mortgage? spoiler: it's not. Join V and G to talk all things mortgages and finance, whether you're in the market or not, this ep will have you spitting finance facts everywhere -[...]

This week Victoria's found an EPIC money diary in her Instagram DM's - and buckle up, it's a wild one, from being overwhelmed with consumer debt, living in FIVE different countries all before the age of 28... TO NOW HAVE A MASSIVE SAVINGS ACCOUNT AND HER DREAM JOB WHAT!!!!!The advice shared on She’s on The[...]

HIYA FRIENDS! Happy Friday! This weeks been a wild one, we had an epic money diary, a very topical discussion on Wednesday about relationship equity AND Victoria is about to dish the dirt on what's going on with inflation - what does this mean for your savings? Investments? MORTGAGES?In other (very exciting according to Victoria...?)[...]

This week we're talking about the highly debated topic of equity in your personal relationships and how just maybe, you shouldn't be splitting the rent 50/50 with your partner! Join G + V for this very spicy chat, and a lil bit of roll play to boot.The advice shared on She’s on The Money is[...]

HELLO ANGELS and happy Monday. Today's diarist is beyond inspirational. Having struggled with a mental illness for most of her adult life - and not having the ability to go to uni till later this diarist thought she'd never end up with a degree - ALAS she's studied Psychology, STARTED HER OWN BUSINESS, Saved enough[...]

HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's credit reporting in the US. How long do you think it'll take before this gets adopted in Australia?!See omnystudio.com/listener for privacy information.

If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others swear it's a waste of money - but the question is, do you need it, and what should you think about when weighing up your options? Thanks to Superhero for[...]

This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a friend from across the ditch and has managed to start a business during all this hecticness. Honestly, we are in awe of her mindset, gratefulness and tenacity - everyone could[...]

HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and then talk about what on earth is going on in the share market right now!The advice shared on She’s on The Money is general in nature and does not[...]

Hello friends and HAPPY WEDNESDAY! This week we're breaking down the topic of Power of Attorneys - a topic you think you'll never need to consider when it comes to your financial life, but one that might just mean a whole heap more piece of mind for you and your family.The advice shared on She’s[...]

This week it's G and V on the Mics because our pal JRic is away with the spicy cough. We discuss the week that was, a few very exciting things happening in the Facebook community AND we welcome you to our newly founded (20 minutes before recording the show) Book Club. This week on Book[...]

Today we're talking about the 5 ETF's that returned the most in 2021, because 2022 is the year we are going to become fluent in the language of investment together! Now before you dive right in, it’s VERY important to note that any episode we do on investment is NOT advice, but rather an open-ended[...]

This money story is epic. This weeks diarists parents came to Australia as immigrants and started from absolute scratch, and now our diarist has hustled her way through life, finding herself in a situation where she landed her dream promotion to only be made redundant the next week - which lead her to create her[...]

HELLO OUR LOVES! We are back for another year of Money Diaries and we are SO excited. This week we answer a listener question about investing while living abroad, and we discuss the spicy tail of Elizabeth Holmes, once Business Glamour Girl, and now convicted criminal. IT'S A WILD ONE GUYS, STRAP IN.The advice shared[...]

Happy New year angels, we are SO glad to be back for another year with you AND with our friends from Shopback. We say this because can you believe this is the THIRD year they've partnered with us for the first episode of the year?! ABSOLUTELY WILD, but also is a somewhat no brainer given[...]

WELCOME TO THE FIRST EPISODE OF 2022!!!! This week on the show we speak to a money diarist who's always been able to save when she needed to but didn't have any long term savings, now life is changing and IVF is on the horizon her money story has had to change to move forward.This[...]

IT'S THE LAST EPISODE OF 2021! The whole SOTM team are so grateful to have spent another lap around the sun with you guys, and can't wait to welcome in whatever 2022 brings - thanks for being so great friends! The advice shared on She’s on The Money is general in nature and does not[...]

This week we're deep-diving (again!) on credit scores, and what they mean for you in Australia - as there are SO many things floating around the internet at the moment about "improving your credit score via credit card" and that's just not the case! TLDR; here in Australia you DO NOT need a credit card,[...]

This Money Diary is EPIC. Our Money Diarist grew up in a low income earning single parent family and has hustled her butt off to now be a home owner ALL ON HER OWN. How's that for taking your money story by the reigns and making it exactly what you want it to be!The advice[...]

We can't believe it's literally CHRISTMAS EVE, and at a time like this we are reminded of just how grateful we are for you. Thanks for supporting us, being part of the community and being all round legends - we genuinely can't articulate just how much it means to us. Join us for this xmas[...]

Right after Christmas Day comes Boxing day, and if you're in teh mood for some shopping, this is one of the days you might find yourself with more bargains to be had than usual - HOWEVER that doesn't mean that everything that's on sale is indeed a good purchase, so from the team here at[...]

This week on the show we're talking to a 26 year old who's just purchased her first investment property after saving SEVENTY percent of her income, WHAT!Thanks to our friends at Superhero for sponsoring today’s video! They’ve launched a partnership with Qantas Frequent Flyer to allow you to earn Qantas Points on eligible trades and[...]

This week we discuss all happened during the week, but also we discuss whether splitting tips is the expectation, or if you should keep them all yourself?The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and[...]

The festive season isn't about how much you spend, it's a about who you spend it with. In this ep G + V chat about the many fun, festive and inexpensive ways you can celebrate on a budget.The advice shared on She’s on The Money is general in nature and does not consider your individual[...]

This week on Money Diaries, Jess and V chat to a money diarist who had her identity stolen! She's back on track now (thankfully!) but does have a few tips and tricks to share with us!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s[...]

This week G King and Jric decided to take Friday Drinks on solo without V! Kinda makes sense since last week Jric was answering questions like a pro, so V is not needed anyway!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The[...]

When you think Christmas you probably think of presents, feasts and time spent with loved ones, but what happens when we take down the decorations and clean up after the big day? Turns out Christmas is one of the most unsustainable times of year, so today we’re talking about how we can do our bit[...]

Welcome back to another gorgeous Monday, and today we have an absolute banger - starting with a long-distance relationship, no job, no savings but the confidence to build a life together here in Australia - two immigrants are now applying for PR together, together have a six-digit investment portfolio and are planning on purchasing a[...]

It's Friday again my loves, and this episode was a goodie! We discuss what's going on in the share market at the moment and bring to the table a whole heap of Chrissy Present ideas if you haven't had time to think of what to get your loved ones this festive season!Have a listener question[...]

GUYS, CHRISTMAS IS COMING! And Jessica Ricci has decided to shower you all with as much Christmas content as she can persuade us to create for you, because now it's officially December all bets are off. So join us, as we go through our top twelve savings tips for getting through the festive season.The advice[...]

This weeks money diarist has had over THIRTY part-time and casual jobs to keep herself afloat but never had savings in her account, has lived through bankruptcy and has just found control when it comes to money!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances.[...]

It's Friday, Friday, gotta get down on Friiiiidayyyy. It's George's first week bringing to community wins to the table, we discuss Black Friday and there's no listener question this week because Jess thought G was doing it, and G thought Jess was on the money - alas, neither were. SO if you've got a listener[...]

A debt agreement is a formal way of settling a debt you can't service without going bankrupt, but when should we consider one? This episode discusses what to do when you can't pay back what you owe and the consequences you will face if you choose to go down that path. The advice shared on She’s[...]

This weeks diarist is a goodie as always, she grew up privileged with no budget, and now has less than $1000 in the bank - hear our diarists real and relatable story about how she's creating financial freedom for her and her family.The advice shared on She’s on The Money is general in nature and[...]

It's Friday again friends, and we can't believe this week whipped around so quickly! We're chatting dining out, and how our pal V is FINALLY ENGAGED.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should[...]

Property is the Great Australian Dream, and a topic we ALL love talking about - even if we don't want to own property ourselves. This week on the show G and V share the pros and the con's of rent to own property strategies, and why you might want to potentially avoid them.The advice shared[...]

Happy Monday and WELCOME TO OUR 200TH EPISODE OF SOTM!! This week's money diarist hasn't had one but TWO open-heart surgeries, has spent thousands in medical bills and is smashing it at uni. We are so grateful we got to share this diarists story, and we know you'll love it.The advice shared on She’s on[...]

Happy Friday friends! This week V has been pretty riled up about Afterpay's new collaboration with Westpac, and we discuss Life Insurance Exclusions that shouldn't be happening.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and[...]

Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have a bit of a rant about Afterpays decision to extend their offering to hospitality). G+V share with you their top tips and a few things that have[...]

Good morning friends! This week we've got a story that will inspire you, and break your heart at the same time. This weeks money diarist has been through far more than anyone ever should, but her perseverance, grit and intelligence will amaze you.Content warning: this episode discusses rape, chronic illness and abuse. If you or[...]

Happy Friday friends! This week G and V forgot that Tuesday was a public holiday here in VIC, so Friday drinks was left feeling a little lean BUT WE SMASHED OUT A KILLER EP ANYWAY.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on[...]

It's that time again - Wednesday deep dive time! In this episode V and G talk about how to plan your international gap year, or stint overseas without sacrificing the financial security of future you. Super, health insurance, tax - we cover it all in this episode so get your ears ready - because with[...]

Happy Monday Angels! This weeks money diarist wrote in last week about saving for her first home with her partner, but things change in the blink of an eye that's not what her story now entails. Just a tiny content not here, we do discuss alcoholism and the impacts of this on relationships in this[...]

Happy Friday! We have a friendly reminder to check on your superannuation and make sure you're on track! Check out the Government Super Comparison Tool here.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should[...]

Happy Wednesday lovers and friends! Debt can not only be super scary, but quite overwhelming. In this episode, V + G are chatting about the ways to pay off debt and prioritise how to handle it. If this is something that you're having trouble dealing with at the moment, you're always welcome to chat with[...]

Happy Monday Friends! Our Money Diarist this week has shared her story of growing up privileged but not without mental health and family struggles. And just a tiny content note we do mention Eating Disorders very briefly in this episode.The advice shared on She’s on The Money is general in nature and does not consider[...]

Happy Friday angel babies! We have an ep full of fun today - our young Jessica Ricci is looking at buying property sometime very soon, and V is going to break down the latest Government offering here in Victorian for young home buyers. You can assess your ability here.We also talked about our friend Heather[...]

Happy Wednesday friends! Today we're talking about the effects of gambling in our community, how to recognise problem gambling and how to help a loved one in this situation. This episode might be a little triggering for some, so if gambling and how can can affect us is a bit difficult for you to hear[...]

Our Money Diarist this week has been through a crazy life at the young age of 19! After becoming homeless to escape a toxic home life, she has shown exactly where drive and motivation can take you when you put your mind to it.The advice shared on She’s on The Money is general in nature[...]

Happy Saturday Angels - and happy bonus episode day!! We have a special treat for you, our friends at UBank have been very generous to us (and to you guys!), so we'd love to give you a bit more of an insight to their company. Victoria and Toni are joined by Philippa Watson, UBank CEO[...]

Happy Friday sweet friends! We have a good juicy chat all around the latest MLM you might have seen on TikTok - and why you should be wary.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes[...]

Happy Hump Day Friends! You loved our first Q&A, so we're here with some more questions for you!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment[...]

Happy Monday Friends! Our Money Diarist this week is sharing how her breakup and motivation to go on a holiday kicked off her budgeting journey... by accident!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and[...]

Happy Friday! TGIF, amirite?! Today V, G, Jess and Toni are chatting about Zuckerberg and how our finances affect our relationships.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to[...]

Happy Wednesday Angels! Today V and G are sharing the ins and outs of your rights surrounding Parental leave and who can apply and HOW to actually do it! Some handy links below!G's podcast recommendation, The Fair Work Website resources, and Services Australia.The advice shared on She’s on The Money is general in nature and[...]

Happy Monday Angels! Our Money Diarist is sharing a very emotional rollercoaster of a story with us today, and announces something very exciting! And tells us all about her in-depth baby budgeting.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists[...]

Happy Friday beautiful Starfish! A fun girl gang today chatting all things fees and shares and crypto! Happy weekend!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an[...]

Happy Wednesday Angel Pies! We popped a little thread in our Facebook Group for you to ask your questions and G + V have done their best to answer a few questions! To have a little look-see through the link V mentioned, you can find them here and here! You can also go to our[...]

Our Money Diarist this week shares her journey from money, to nothing, and back again - and not without a lot of hardwork. Hope you love it xThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes[...]

Happy Friday angels! A formal reminder from VD to remember to update your addresses and personal info when moving or buying a new car etc - it could save you some REAL dollars!!! Hehe have a great weekend! xThe advice shared on She’s on The Money is general in nature and does not consider your[...]

Today we're joined by Lucy Percy from Head and Heart Estate Planning to talk all things Binding Financial Agreements.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an[...]

Happy Monday friends! Our Money Diarist today shares her tale of the 'standard life' and being 'seemingly happy' to going through a divorce and then taking the plunge on moving overseas.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely[...]

Happy Friday chicken littles! Hope you're having a great week - it's 14 weeks til Christmas! I've calculated how much money you need to save weekly! You're gonna love it!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for[...]

A highly requested and SUPER informative ep by the money queens V + G themselves - plus input from our community. This episode truly has it all! We mentioned in this episode some resources for your littlies, which can be found here https://moneysmart.gov.au/teaching-kids-about-money and here https://helpkidslearnaboutmoney.com.au/The advice shared on She’s on The Money is general[...]

Happy Monday Friends! Our Money Diarist this week shares her story of coming to Australia with no English, how she has navigated her visas, and how she survives only being legally allowed to work 20 hours a week. A really incredible story that hopefully our community can relate to and feel inspired by if this[...]

Happy Friday delicious pumpkin friends! This week we get into a lot of science based discussion regarding gravity and electric bikes. It's a bit of a weird one, but come for the money wins and stay for the science chat, as I always say!!! Toni xThe advice shared on She’s on The Money is general[...]

Buying property at the moment seems SO far away for so many of us, so we pick the brains of Victoria Devine to see whether there is potential wealth creation possibilities if we don't or can't buy property.The advice shared on She’s on The Money is general in nature and does not consider your individual[...]

Happy Monday, and Kia Ora Queens! We have a lovely Money Diarist from across the ditch in New Zealand! She's sharing her journey and money story of recovering from financial abuse by taking up full service sex work. It's a great listen, but as always, if you would like to give this one a miss[...]

Happy Friday, and happy September!! Our Accountability August challenge is over, and we get to share how we all went! We also talk about some great hard rubbish wins we've had, and would love for you to share in our facebook group!The advice shared on She’s on The Money is general in nature and does[...]

***You may not make 5 dollars**** But I just wanted to sound fun! Today V and G chat about the apps you could get your hands on to make a bit of extra cashish that don't require super special skills like brain surgery or being the prime minister! (To be honest if you were able[...]

Happpyyyy Equal Pay Day to all of our community! We've taken this date in the calendar to talk about one of our fave things: equality! You'll love this little morsel of goodness from G + V today, and if you'd like to do any reading for yourself, we used all of the incredible resources made[...]

Happy Monday Angel Pies! Today our money diarist tells us how she experienced a lot of credit debt in her early 20's, and how she's come out of it to create her own dreams and smash her goals - all after reading three chapters of one book!The advice shared on She’s on The Money is[...]

You've got Victoria, Ryan and Toni this week, and we've got some stats about people who've won the lotto! We also have a look at some great money wins from our community, AND! If you've ever won a house, we'd love to hear from you! Email your Money Diary through to podcast@shesonthemoney.com.au.The advice shared on[...]

So, we get it, you're young and fun and cool, you don't want to think about your retirement yet!! But knowledge is POWER! And the things you do today can have a huge impact (bad, or good!) on your retirement. You can find the Compound Interest Calculator here! https://moneysmart.gov.au/budgeting/compound-interest-calculatorThe advice shared on She’s on The[...]

Ahhh, inheritances. The money we kind of don't want. Our money diarist this week shares the feelings around receiving an inheritance at such a young age, and the rollercoaster her life has been so far this year. Lots of love xThe advice shared on She’s on The Money is general in nature and does not[...]

SURPRISE! To be honest my loves, what else would we be up to in lockdown?! We've teamed up with our friends from My Millennial Health to bring you this fun bonus episode, and a little downloadable! Our special guest on today's episode is Jessica Spendlove, who is the co-host of My Millennial Health, the co-founder[...]

Happy Friday my blueberries! You're going to love this - you can win a ROOMBA!!! Head to our instagram to find out how. Sending lots of love to our friends across the plains, whether in lockdown or not, hope you're staying safe and sound! A fun one today that I hope brings a few laughs.[...]

We've all heard of bankruptcy, but I'm not sure any of us truly know what it means to go bankrupt, or who would even be eligible to do so! In this episode, V and Jess go through the ins and outs of Bankruptcy and share why it's actually an empowering choice you can make.If you[...]

Our Money Diarist this week is sharing the importance of trusting your gut and looking after yourself. After finding out her husband had been cheating on her and controlling her finances, she was left with $1700, and has come out the other side with 3 houses to show for it and a side hustle that[...]

Friday has come around - and if you're like us and you're in lockdown - TGIF! We've got a great little superannuation hack for you guys. Love ya, stay safe xxThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely[...]

Have you ever wondered what EXACTLY is going through an employer's head during a job interview? Well luckily for you, we have Employer Extraordinaire Victoria Devine here, and we're going to crack her brain open and have a look! She's sharing all the tips and tricks for how to navigate and NAIL your job interview.[...]

Happy Monday Friends! Today's Money Diarist has shared her story to reach out to the Asian Community of She's On The Money, and share her reality and why what some people think of as a burden, she sees as a gift and a privilege. Love ya xThe advice shared on She’s on The Money is[...]

Happy Friday my beautiful Pumpkin Seeds! We have a fun little ep including check-ins on the team and how they're faring with Accountability August. Love ya!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should[...]

Debt consolidation - what is it, how does it work and is it the right option for you? Today we unpack the pros and the cons of this method of debt management, including the impact it can have on your credit score.If you need extra help figuring out if debt consolidation is right for you,[...]

Happy Monday friends! Our money diarist this week shares how she's made hay while the sun is shining, and how she's made turning her side hustle into a full time gig! Love ya xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on[...]

Happy Friday lovely friends! We have an exciting little challenge coming: Accountability August! If you'd like to take part, you can join us at our Facebook group! Love you xSee omnystudio.com/listener for privacy information.

Moving out of home and need a hand managing the money side of things? We, sweet angel, have you covered. Join V+G as they discuss the ins and outs of how to prepare for this momentous step, including their top money saving hacks and the age old question - to live with friends or not[...]

Hi friends - this Money Diary is an exciting one! We've been chatting with this Money Diarist for a while now and V and I super excited to deliver this personal and insightful look into their life. Below are a heap of resources and support network they have given us to share! Love you xxSock[...]

Happy Friday angels! Last week we asked you guys to share your best second-hand money wins, and as always - you delivered!! If you're in lockdown right now, we are sending you so much love! Tag us on instagram and let us know how you're spending your lockdown, whether you're being productive, relaxing, or doing[...]

Okay - Listen up friendly friends! This is one we get a lot: How do I find a financial Adviser? How much does it cost? When should I see one?! And we answer all of those questions right here! You can also visit the Financial Adviser ratings website that Victoria mentions, or get in touch[...]

Hot diggity dog this is an empowering Money Diary! We love hearing stories from all walks of life in our money diaries and we love how this one shows the impact that will and determination can have on our lives, careers, and finances. Love you!The advice shared on She’s on The Money is general in[...]

Happy Friday Bambinis! Lots of fun wins from our community and a real insight into business and pay structure for the 20 highest paid CEO's in Australia! Love you xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money[...]

Are you a student that doesn’t know where to start when it comes to money? We’ve got you! Today V+G talk through their top hacks for saving as a student, how to save when you’re living out of home for the first time AND the importance of financial education from a young age. If you’re[...]

Happy Monday Angels! We hope you've had an amazing weekend! We have an incredibly empowering story to share with you today, and as a content warning, we do discuss Eating Disorders to quite an extent, so if that's not something you feel like you can hear today; please don't worry! We will see you for[...]

Another week done and DUSTED and we're coming through with your community wins! We also talk about our fave Blak Owned Businesses to celebrate NAIDOC week! You can find them all tagged on our NAIDOC week post on instagram! You can also access support from Motherless Daughters Australia here if you need. Love you! xOur[...]

There is a whole lot of confusion involved when it comes to credit scores in Australia - do they matter? Can they impact your ability to receive a home loan? Do you need a credit card to help you build a credit score? Today we shed a little light on this rather befuddling topic and[...]

This Money Diary is one very close to my heart - our Money Diarist lost her Mum at 18 and shares how that has affected her throughout her life financially. Thankyou so much for opening up to us and telling us all about your lovely Mum!If you have lost your Mum and need some support,[...]

iiiiiiiiit's Fridaaay, Fridaaaayy gotta get down on Friday! We're at the end of the week again - and we're celebrating, but only with three of us! Everyone was busy so you've got Victoria, Ryan and Toni! We also have the best would you rather question and celebrate our beautiful community!Our fearless leader and money queen[...]

Are you feeling like you’re stuck in a bit of a mid-year-flat-funk when it comes to your finances? Well this friend, is the pod for you. Join Victoria and Georgia as they talk through some simple ways to amp up your money motivation as we head into a new financial year.We also mention our 'Marie[...]

If you spent your early twenties off in the world - this one is for you! Our Money Diarist this week discusses feeling like she's stuck catching up with her mates after travelling and not saving much superannuation. There are SO many people in this situation, and we want to stress that you're not behind,[...]

Happy Friday cool Cats and Kittens! Another week done and dusted and we hope it was amazing! We're wrapping a big week, but we're also headed into a big time of change: The End of Financial Year. Amongst all the fun of celebrating you, our community, we chatted about the changes coming to our superannuation[...]

A sneaky lil bonus ep should cure those hump-day blues! V joined BFF of the show, Sarah Holloway of Seize The Yay on her podcast and I just HAD to share here! They chat everything from V's life long before finance, all the way up to her book launch! Make sure you nab yourself a[...]

We need to talk about your money personality. I know, I personally am a funny, confident and BEAUTIFUL little kitten - but Victoria is about to knock that on its head and tell me that my amazing personality has nothing to do with my spending habits. Rude.We're chatting all about the psychology of spending and[...]

Prepare to feel empowered. This week we chat with a 27 year old woman who has been through some hard lessons in business! She's right at the beginning of her money journey but knows better things are coming and hasn't let ANYTHING stop her so far. This is the PERFECT start to your week -[...]

Happy Sunday friendly friends! This ep is a littttllleeee different, introducing Brooke Roberts: Woman, Mum, and CEO (or, THREE-EO, as she calls it) of Sharesies. Now, we know you would have seen us working with Sharesies recently, but this is in no way sponsored. V and I met Brooke and just wanted to introduce her[...]

Happy Friday friends! We've had a huge week here at She's On The Money HQ with the very special release of Victoria's book! (Which you can order online here if you so desire! We also have an amazing update from someone in our community, and we chat about our favourite money wins from you guys[...]

It's that time again - and we've done our best to give you a coupla weeks to get your affairs in order (doesn't that just sound SO fancy - I've always wanted to say that!) for all things tax!V and Jess talked about a few resources in today's ep, and info on the tax free[...]

Happy Monday lovely friends! This weeks' money diary is a true tale of tenacity and a rollercoaster of life lived at only 27 years old. A tiny trigger warning for you so that all of our friends feel safe whilst listening: We do discuss financially abusive relationships and chronic illnesses in this ep, so if[...]

We have a very sasssssyyyyy Friday Drinks ep for you guys - live from lockdown and ready to party! If you have missed our Money Diary and Deep Dive this week, make sure you go back and listen!Also, if you're in the market for a smooooooooooth cocktail, check out The Everleigh Bottling Co.Our very own[...]

Thinking about changing your career? We’ve got you! In today’s episode we unpack how to know if it’s time for a change, how to get started on making that change and of course, how to do it without jepordizing your finances.Our very own money wizard and fearless leader Victoria Devine has written a book! Click[...]

This week's Money Diarist shares her story of following her gut, falling in love, and listening to what the world tells you. We loved getting an insight into a profession that we haven't really explored through our Money Diaries series before, so we hope you absolutely love it! xoxoOur very own money wizard and fearless[...]

Happy Friday cupcakes! Here at the She's On The Money team, we're all in Victoria so we're in lockdown!!! We also need your help with a new idea we're going to get off the ground - if you have ideas of a 'no spend month' or even BETTER than that, slide into our DM's! Love[...]

How great is love?! How great is money?! Today we talk about combining the two, in a way that won’t sabotage your savings OR your relationship - yeahhh we got you.If you or someone you know is experiencing financial abuse, you can contact 1800RESPECT on 1800 737 732 or they have a chat function on[...]

Happy Monday cupcakes! We want to start your week off RIGHT with an incredible story of tenacity and true grit. We love Money Diaries every Monday, and this one is absolutely no exception. Thankyou for sharing your story with our community xOur very own money wizard and fearless leader Victoria Devine has written a book![...]

Happy Friday friends! We're so excited to be with you for another fun Friday ep - and there's lots of goodness squeezed into this badboy! We hear some funny stories from the Money World, and read out fave 'toot your own horns' from our facebook community. (Also, it's Toni here, please don't come for me[...]

Surprise! It's us!! We're jumping on to give you every single tiny scrap of info regarding our very exciting Investment Platform partnership launch with our friends at Six Park. Any extra pervy details you're interested in - you can find them here! Love you!Just a note: This Bonus Ep about launching our investment platform with[...]

In Aus, on April 1st every year health insurance premiums go up and this year, they went up by an average of 2.74%. But what does that even mean, do we really need health insurance and why do high income earners need to pay extra tax if they don’t have cover? Today we answer it[...]

Our Money Diarist this week is truly resilient, and has gone through something that everyone thinks: 'That will never happen to me'. We are so grateful for you sharing your story with us this week. Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod[...]

Happy Friday Angels! An exciting and fun Friday Drinks where we hear our fave She's On The Money community money wins of the week, and we run you through the highly anticipated AirWrap saga story. Love ya!Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the[...]

Have you ever not gone for a job because you don’t think you’re qualified enough even though you have stacks of experience? Do you ever feel like a fraud in your job and that eventually you’ll get found out? Well sweets, there’s a v good chance you have a little case of imposter syndrome and[...]

We alllll wish the time spent curating our insta feeds and making our lives look glowy and shiny and fun 24/7 would pay for the bills, and for this Money Diarist, it accidentally does! Happy Monday delicious friends!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting[...]

In case you hadn't noticed - here at She's On The Money, we LOVE a win. This week, we're all sharing our Facebook Marketplace wins we've had over the past week, and Ryan picks his favourite wins from our community. Happy Friday lil' babies!Love the pod but looking for a more hands-on approach to your[...]

Okay. So words like 'Federal' and 'Budget' are huge. But if unlike us, you didn't get your closest gal pals around to watch the budget with - we've got your back! In this bonus ep, Victoria will chat you through the highlights of the budget that most relate to you - our beloved community. Once[...]

Budgeting is hard at the best of times, but things get a whole lot harder when our income varies week on week. Today, we unpack the FIVE steps to nailing your budget when you have a variable income, and we answer questions from YOU, our sweet angels! Enjoy frannnnds!PLUS, because you’re a SOTM listener, use[...]

Happy Monday, friends! The start of a BEAUTIFUL week - and the best way to kick it off is with this legendary money diary. I promise you: this episode will give you the inspo and butt-kicking abilities we ALL need on a Monday morning.Love the pod but looking for a more hands-on approach to your[...]

Our first lady Victoria Devine has sat down once again with the self proclaimed 'Dad of Finance' Glen James to chat frankly about the reality of credit services who shall not be named.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is[...]

Happy Fri-yay friends! We've had some great wins in our community this week, including one from someone that might be a disguise for one of our very own SOTM team... We also talk about a great organisation called Motherless Daughters Australia, who have a campaign on currently to provide support to those that do it[...]

This Deep Dive covers all things buying property with friends and guarantors! Victoria Devine will explain the pitfalls and possible positives of Guarantor relationships and making big purchases with people who aren't your partner.If you need a bit more advice, contact the National Debt Helpline on 1800 007 007 or use their live chat function[...]

Our Money Diarist this week is an amazing example of how far you can come with hard work and smart budgeting! Such an inspiration, and more bank accounts than you can poke a stick at. This weeks' Money Diarist chats with Victoria Devine and Toni Lodge.Love the pod but looking for a more hands-on approach[...]

Heellllooo HAAPY FRIDAY! We've gotten through another week, and it's time for a beveragino with your fave money team! We love hearing the wins from our gorgeous community, and this week we hear an amazing Money Win over a fancy oven and refurbishing a Commercial Kitchen! Love ya!Love the pod but looking for a more[...]

In Australia last year $176 million was lost to scams, which was up 23.1% from 2019. Tech is becoming increasingly sophisticated and unfortunately, so too are the scammers who are ripping Aussies off. Today, we get to the bottom of how you can safeguard your finances (and yourself) from scammers, and we discuss why no[...]

This week's Money Diarist shares something super common that isn't often spoken about that can affect all facets of people's lives - including work. Thanks for sharing your amazing story of resilience and strength!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass[...]

Happy Friday – it’s the weekend Friends! This Friday Drinks we are in party mode more than EVER to celebrate our fabulous and fearless leader on a huge achievement!We also hear your best money wins of the week, including the benefits of reading the small print and getting a decent carwash. Plus an open chat[...]

Last year the government allowed eligible Aussies to pull money out of their Super; for some it was a lifeline, for others it was a free $20k. No matter the reasoning, the consequences of this choice will impact our future selves, which is exactly what we dissect today. PLUS, if you did pull some money[...]

This weeks money diarist found herself in a situation so many women across the world do, filing for divorce without a clue on how to run any of her personal finances. Since then, she's changed her life and her approach to finances.On this Money Diaries episode is speaks with Victoria Devine and Ryan Jon.PLUS, because[...]

It’s Friday, Friday, getting down on Friday etc.. AS PER, today on Friday Dranks things got a little silly. We heard money wins from the community (think doggy pillowcases and 6 litres of oat milk for the price of one), PLUS we chat snapped keys, what kind of dollar note you’d pull over on Punt[...]

Is ethical investing all it’s cracked up to be? Well long story short, it is sometimes, but not always. So how do we avoid falling victim to ‘greenwashing’ and is there actually money to be made in this space? In today’s episode, we unveil it all.Love the pod but looking for a more hands on[...]

Today's money diarist has always felt a little different when it comes to setting and achieving financial goals, yearning for travel and adventure over buying a home and getting married. This weeks diary is definitely one to tune into.Have you been thinking of joining Victoria's budget and cash flow masterclass but just needed a little[...]

This week in the world of She's on the Money we discussed dog rain coats, Ryan Jon's 10 favourite money wins from the community and we were joined by Royalty, or pal Dom Pym the co-founder of UP joined us and share the bants, give away FIVE THOUSAND DOLLARS TO OUR COMMUNITY and to share[...]

Salary packaging - what is it and is it right for you? Join V + G today as they get to the bottom of salary packaging, including the tax benefits, the Super benefits and the things you need to be mindful of.Do you love the podcast SICK and want more SOTM? Course ya do. Join[...]

DJ Tigerlily is a boss! We love her and we guarantee by the end of the episode you will too.On this Money Diaries episode is speaks with Victoria Devine and Ryan Jon.Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money[...]

Such an inspiring Money Win to have come across our desks this week - have a GOOD FRIDAY friends!Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track[...]

The Business Bible is HERE. Join award-winning financial advisor/business owner Victoria Devine and broadcaster/content creator and consultant Ryan Jon as they walk us through the A-Z of starting and sustaining a successful business. Throughout this season, they’ll be covering off the do's and don’ts of running an impactful business with all of the wisdom and[...]

Periods. They’re something half of the population will have to deal with at some stage of their lives, but what do they actually cost and why do we have to spend money on them at all? Today the girls get into the nitty gritty, unpacking the price of periods, why sustainable options are a great[...]

This week we had the absolute pleasure of talking to one of our community members who says her story is nothing impressive - which couldn't be further from the truth. She's changed her situation in a way many think isn't possible. Buckle in guys, this one made Victoria cry in the best of ways (and[...]

This weeks sickie was chucked by Jessica Ricci, but don't worry - we had Ginger Beer from our pals at Mateo's to keep the spirits high! Happy Friday friends!Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us[...]

Cars are one of the largest purchases we will ever make in our lifetime, so how do we make sure we’re not spending too much or getting ourselves into bad debt in the process? Buckle up (teehee) because today’s episode is going to be one hell of a ride. (We promise there aren’t any car[...]

See omnystudio.com/listener for privacy information.

Because we like to keep things fresh here at Shes on the Money, today the spotlight turns to G King and Jessica Ricci, who valiantly man the fort in the absence of actual financial advisors and accountants, Victoria and Ryan Jon as they both have putrid colds (it seems there’s a bit of sick going[...]

Today we chat babies and budgets, covering off just how much those little bundles of joy cost, including everything from pregnancy pilates to the price of the private versus public system. Plus in a special bonus just for you, in the second half of our show we sit down with the luminous Rebecca Pritchard, a[...]

This week we had the pleasure of chatting to another one of our community babies who at just 20 years old has saved an impressive 60K!Joining you on Money Diaries this week is Victoria Devine and Ryan Jon.Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to[...]

Friday's are the best, chuck out the rest! With a pink gin and soda in hand today we get on the phone with Lucy to discuss her pottery classes, we learn that Ryan can't change his own car tires and we missed G King endlessly due to a cold. As always we celebrate at least[...]

What is a risk profile and why does Victoria insist we know what's ours is before we invest? Today we reveal all. Plus, we unpack the relationship between risk and return and we break down the traits of each risk profile, so you can figure out exactly what yours is.Joining you this Wednesday is Victoria[...]

On this weeks money diary we chat to one of our country community members who's savvy 7 year old is helping the family make investment decisions, thanks to our friends at Superhero. You can check them out and all their greatness at http://bit.ly/SuperheroxSOTM Joining you on Money Diaries this week is Victoria Devine and Ryan Jon.Do[...]

Another Friday, another podcast party with your four faves (presumptuous?). Today we tackle the things that matter, like Georgia's hot deal on her trip to Daylesford and Jessica's parking WIN. Plus we hear Ryan Jon's top six-ish community wins from the week which certainly didn't disappoint, including a coffee grind hack and a neat eBay[...]

Fallen in love with investing and want to use its power for your kids? We love your style. Join the girls as they chat why investing for our kids is such a genius idea, discuss what we need to be mindful of (hello tax) and detail how we can actually make a start. Don’t have[...]

This week’s Money Diaries episode is one hell of an inspirational story. After struggling with debt in her 20’s, she has since made the best of a challenging situation and used an unlikely source to hustle money. This is her story.Joining you on Money Diaries this week is Victoria Devine and Ryan Jon.Do you love[...]

How good are FRIDAYS?! With merlot in hand today we chat plumbers, spenno mistakes at der clerb and we question whether $8 is too much to pay for a stunning loaf of sourdough (spoiler: it categorically IS). Plus, we celebrate six money wins and confessions from our stunning community, including a car-share-side-hustle and pony-purchasing regrets[...]

Where does property rank among the four key investment types in Aus? Today you’ll find out. Join the SOTM team as we explain the ins and outs of property investment, including the best bits like capital growth and passive income and the less glam parts no one talks about like stamp duty, tax, building inspections[...]

How do you manage an extremely laborious degree while staying afloat financially? And how do you learn to say no when FOMO lures you in every time? Today we chat through it all. If you’re a student who is struggling with the balance of study, a social life and your savings, then this is a[...]

The kids have SELTZERS in hand and gee-whiz does it show. Fresh out of lockdown today the gang chats bowl cuts, cheap choccy and ‘crisper punch’, PLUS Ryan Jon reveals his hot eight (eight!!) money wins from the week. Wowee! What a show, what a world, what a time to be alive. Happy Friday Friends!Joining[...]

Today we tackle the sharemarket and Victoria is here for it like you wouldn’t believe. If you’re apprehensive about investing and can’t figure out if shares are the right move for you, then today’s episode is a must listen. Join us as we talk through the basics, debunk the myths and list off all the[...]

Today we hear from an absolute angel who has her finances nailed - but it hasn’t come easy. FIFO wife has overcome adversity and transformed herself into the best kind of hustler. While she’s juggling a lot at once, FIFO wife is acing it and we know you’re going to find today’s chat not only insightful, but[...]

Today we chat overpriced muffins, learn how much spending $27 a day adds up to per annum and a meme war plays out live on the SOTM airwaves. Plus, we whirl through new fan favourite - Ryan’s Top 7 money wins and we can confirm his picks this week did not disappoint. So pour yourself a glass[...]

Are bad money habits sabotaging your savings? Today we chat about the biggest money mistakes millennials are making and we share our fool-proof techniques to help you break up with the pesky money patterns holding you back. Plus, Victoria reveals her worst money habit AND we discuss exactly why it is that old habits tend[...]

This week’s money diarist is a great example of someone who took their money story and a tough start in life and turned it into some really great habits. Some of us in the office definitely wish we’d had our ish together like this gal at 18, but sadly dropped our money out the window[...]

It’s Friday and we’re feeling fresh, funky, and ready to relive our teenage lives with the help of the violently (Victoria says vile-ly) fluorescent Midori Illusion.Spoiler: we don’t recommend it. Stay tuned for next week when we ask our pal Will from Dan Murphy’s for his solicited recommendation. Not sponsored by Dan Murphy’s but if[...]

Happy hump day friends! So, what’s the deal with cryptocurrency and why does it seem like everyone is talking about bitcoin right now? Today, we chat through it all. Plus, Victoria explains why bitcoin is not the key to wealth many assume it to be, AND we unpack why hype is not helpful when it comes to making[...]

Happy Monday Friends!In this week's money diary, we take a peek inside the life of a woman making a full-time salary on Only Fans (and spoiler alert? It can be SUPER lucrative).Stay tuned to hear about the pros and cons of working on the app and all the juicy behind the scenes details.AND... If you[...]

It’s Friday drinks time and you know what that means – things are about to get loose in the SOTM studio.Today we count down our favourite money wins of the week from 7-1 (yeah we’re not sure why we chose seven either), plus we chat marketplace manifestation, haircuts at home AND Ryan Jon loses a Victoria Devine[...]

Happy deep dive Wednesday! This week on part 2 of our 4 part investing 101 series, G & V are talking all things fixed interest investments, answering community Q’s and discussing why olives definitely should not be featured in any kind of martini. Joining you this week you’ve got Victoria Devine and everybody’s favourite human Georgia[...]

Hello and welcome to another Money Diary Monday, where today we take a perv into the life of a 29 year old medical professional who’s paid off her house with her high income role. Tune in to hear what her she plans to do next !   Do you love the podcast SICK and want more SOTM?[...]

It’s Friday, Friday, the gals are recording on fridayyyyy (sorry, couldn’t help ourselves!)In this weeks Friday Drinks we may have lost the plot ever so slightly… but we are sharing some fun and VERY on brand money wins from the community, and discussing the one time a sweet, young, innocent Victoria decided to carry a[...]

Welcome back for another deep dive Wednesday. Today we're talking all things cash cash money and why it's an investment asset. The most interesting thing about this ep is arguably the title, but I'm sure as a SOTM OG listener you'll go ahead and listen anyway.Joining you for this week's deep dive you’ve got Victoria[...]

Each week on Money Diaries we take a sneak peek into the financial lives of perfect strangers. Strap in, because this is a goodie (we’re biased, so we usually say this anyway).This week we are talking to a very money-savvy 24-year old who has a whopping ONE HUNDRED GRAND in the bank. How did she[...]

We didn't get booed off last week, so we're back for another Friday Drinks. This week we're sharing our fav posts from the community, talking about Django Unchained and period knickers. If that doesn't sound riveting enough, sorry - it's just who we are. Happy Friday friends!Joining you for the wrap this week you’ve got[...]

LET'S TALK INVESTING, LOVERS! Today, we're going to be talking about the four main ways you can invest in 2021 and what might suit you best. Strap in though, this is the summary episode as we're going to be doing an episode deep-diving into each one of these topics and we can't wait.Georgia is back[...]

It's everyone's favourite part of the pod, so we gave it it's own day. Welcome, friends, to Money Diary Mondays where each week we take a sneak peek into the financial lives of perfect strangers. Strap in, because this is a goodie. Joining you for the very first Money Diary you’ve got Victoria Devine, Ryan Jon[...]

New Year, New Format. Kinda catchy, no? 2021 is HERE team (and so is season four of the pod!), which means we've all got a brand spanking new way of bringing SOTM to life (three times!) each week… Join us every Friday as we reflect on the week that was, chat community money stories and[...]

We don't really like the idea of setting new years resolutions because all too often we fall into old habits and feel deflated. This week we're giving you our top five tops to start 2021 on the right financial foot. Let's go friends.Love the podcast sick and want more SOTM? We had a feeling that[...]

The garbage fire is almost gone and what better way to say seeya later 2020 than with a look back at what we’ve learned from the tumultuous year that was. Today V+G get reflective and talk through the takeaways of 2020 from both a financial and human perspective - there’s a lot that’s happened and[...]

Think you know what you’d do with one million dollars? Think again. Plus, we discuss why we think of money earned differently to the way we view money won, and we unpack the anxiety often felt when receiving an inheritance. Big show coming your way friends!Victoria is obsessed with it and we think you will be[...]

Perfectionism is often something we celebrate in Aussie culture, however when it comes to finance, we think too much perfectionism spoils the soup. Today, we talk about how our obsession with perfection is holding us back, and why it’s time we took it a little easier on ourselves for the benefit of our bank accounts. Love[...]

Are you paying more for being loyal? Probably. Today we discuss the hard to spot ‘loyalty tax’ costing Aussies thousands of dollars each year. Plus, we lay out exactly how to have the conversation with your bank/gym/service provider so you know what to say and how to say it when it comes to negotiating a[...]

Are you ready? The mum and dad of finance have come together to answer all your burning finance questions. This week Glen James from my millennial money kicks Georgia out of her hot seat and our producer (and KIIS FM Summer Breakfast Radio Host) Ryan Jon stepped in to facilitate the chat. Buckle down friends,[...]

What’s the go with regulating Buy Now Pay Later and should these providers be obliged to operate with a little more integrity? We think so. But what does this mean and what would it look like in reality? Today, we take a look at it all. PLUS we bluddy WON (!!) the Australian Podcast Awards’[...]

Happy Wednesday to you friends! Today on the show we chat all things leave entitlements and if you’re thinking of skipping this one because it sounds a little bland, then stop right there missy – we promise it’s a goody. As it turns out there is lots you’re entitled to as an employee in Aus[...]

Christmas is coming (we're not sure how either) and to help you navigate your way through this offensively pricey time without sabotaging the savings, we've slapped together our top tips for budgeting ahead of this silly season. PLUS we chat Georgia's dream of becoming an influencer - simply follow her @gkingontour to show your support - we chat[...]

Are sales just a marketing ploy to get you to buy more, or can they be utilised to help you save a few extra bucks? The answer is BOTH, which we explain in depth in today’s episode, so you can navigate the looming pre-Xmas sales expertly. Plus we chat awards, Dyson vacuums and trees falling[...]

Dynamic duo Hannah and Jo from Adore Beauty’s Beauty IQ Uncensored podcast join us today to chat beauty on a budget, answering everything from which products we can save on and which are worth investing in, as well as the scoop when it comes to The Ordinary, SPF, serums and more. It was an absolute[...]

Health insurance: is it all hype or do we really need it? Today, we decipher it all including the tax implications and some other tricky things to be mindful of. Plus, we discuss an exciting new project heading your way, we celebrate Victoria’s recent award win and we wade through the other usual bits like[...]

Today we answer the burning micro-investing questions we know you’re dying to hear. Is it better to start with a large deposit and add to it from there? Which is better - Raiz or Spaceship? Today Victoria answers it all. This episode is part two of our two-parter on micro-investing, so we recommend starting with the[...]

Micro-investing platforms: what are they and are they right for you? Perceived by many as the entry-level step to investing, today we unpack the pros and the cons of various platforms so you can decide if they align to your goals and values. This episode is part one of our two-parter on micro-investing, so we[...]

The FIRE movement - Financial Independence Retire Early - is making waves in Aus, but is this path to retiring in our thirties actually as sweet as it sounds? PLUS, we’re back to the regular format this week with a brilliant money diarist and a listener question from someone seeking help on where the heck[...]

Today we talk through tips on how you can save a buck (or several) on your food and groceries, which is probably the tastiest topic we’ve ever tackled (ha!). Because we aren’t health experts (just two girls with big hearts and a passion for oat milk) we invited the luminous Millie Padula who's a Dietitian and[...]

What is the “pink tax” and how is it holding Australian's back? Today we reveal all. PLUS, we chat the disgrace that is the 14% gender pay gap that still exists in Australia, and we sit down with Dr Hannah from the amazing reproductive health podcast: Uteryou, Uterme, Uterus, who helps us answer your questions[...]

Australia is officially in a recession, so what does that actually mean for you? Today, we unpack it all and we also break down exactly what we need to do to safeguard our finances during this fraught time. If you do need additional guidance, please get in touch with the National Debt Helpline on 1800[...]

Ever wondered what Victoria’s top saving hacks are? Wonder no more! Today acclaimed financial adviser Victoria Devine breaks down her top money savings tricks, with a few stray recommendations thrown in by George. The girls also talk about the psychology behind why some people are amazing savers and others are not, PLUS they discuss oat[...]

This week we tackled a big one: mental health and money. We all know money is frequently listed at the top of the typical Aussie’s list of biggest stressors, so why exactly is this the case and what tools can we use to combat it? Plus, we hear from a money diarist whose toxic housemate[...]

At SOTM we spend lots of time talking about how we can attain financial freedom, but what exactly happens to our money when we’re not here anymore? Today we unpack it all, including why having a will is the way (ha!) and what exactly the consequences of not having one can be. Do you love the[...]

If the word budgeting makes you feel blergh then this sweet friend is the episode for you. Today on the show we discuss why managing our budget and cash flow is essential to attaining financial freedom and we also talk through the practicalities of how we can utilise these systems to help us get out[...]

SURPRISE! We bet you didn’t expect to see us pop up on your feed on this beautiful Thursday morning! This special bonus episode of She’s on the Money is brought to you by our friends at Jacobs Creek who gave us the opportunity to share some inspiring stories from our community from some of you[...]

Happy Wednesday friends! This week we untangled the knotty topic that is FOMO, discussing exactly why ‘fear of missing out’ is wreaking havoc on our bank accounts and sabotaging our savings. Thankfully, the girls also presented some simple tips and tricks to combat FOMO’s lure, helping you stay on track and in control of your finances.Do[...]

Is it a good idea to borrow QUEEN Kondo’s principals of tidying up and apply them to our finances? Victoria says YES. Join us as we chat all things money minimalism, from exactly what it is, to how we can start making some practical, easy to follow changes today. It’s a blimmin’ good chat – we[...]

We know divorce can be extremely painful emotionally, but what about financially? This week, we talk through the real cost of divorce, explaining how to set ourselves up financially if we are staring down the barrel of a big break up, as well as ways we can keep the cost as low as possible.Do you[...]

MLMs – they’re the multilevel marketing business models that promise an amazing lifestyle and a generous pay packet, but in reality, the overwhelming majority of those entangled in MLMs lose money, escaping the experience emotionally and financially drained. Given the misleading nature of the practice and that 75% of MLM distributors are women, we think[...]

...I put my thang down, flip it and reverse it. Hello SOTM sweet peas! This week on the show we chatted salaries, dissecting their place in wealth creation and whether or not we need to be considering them when choosing a career path. We also nutted out the things to think about when considering a[...]

Today we’re shedding light on the STD no antibiotic will fix – sexually transmitted debt. Join us as we chat through the tell-tale signs of STD, discuss why it impacts more women than men and explain how you can avoid ending up in this sticky spot altogether... Do you love the podcast SICK and want more[...]

Hello and welcome to the FIRST OFFICIAL EPISODE OF OUR THIRD SEASON! Today we're having a discussion about how to make responsible decisions about fashion as consumers from an ethical and financial standpoint. Fashion can be fickle, and with the consistent perceived need to keep up with the latest trends we often we feel pressured[...]

Hello friends, we are FINALLY back in your ears, and we are so excited about season three that we've made a little bonus intro pod to hit the ground running with. We have so many things that we've been working on over the past few months that we are absolutely chomping at the bit to[...]

It's a tumultuous time out there and we hope you're all keeping safe and sane. While remaining healthy is our number one priority right now, we thought it integral we took the time to answer some of the BIG questions out there right now when it comes to your money at this unprecedented time. Should[...]

What the heck is it and is it a good alternative to the more 'traditional' Aussie ideal of buying a home and living in it? Join us as we chat the pros and cons of this relatively new phenomenon and discuss why rent-vesting could be the ideal investment for you. Do you love the podcast[...]

IT'S MONEY MYTH BUSTING TIME GUYS! It's no secret that there are a WHOLE lotta money myths out there, from "my dad says investing is a scam" to "the only safe investment is property" and with so much misinformation floating around, it can often be hard to tell fact from fiction. BUT IT'S OKAY GUYS[...]

Diamonds are a girl's best friend - OR ARE THEY? The figures are in friends and we can confirm that Aussies are spending STACKS on that sweet finger bling... but how much is too much to be spending on engagement rings and how the heck do we make sure we're on the same page as[...]

PLASTIC IS NOT FANTASTIC! Join Victoria and Georgia as they chat common credit card traps, discuss why an astronomical number of Aussies are in credit card debt AND what the heck we are meant to do if we wind up in a debt so deep we simply don't know what to do.... Hold onto your[...]

This episode is a tough one and full disclaimer before we get into it, if you have experienced forms of abuse this show may be triggering for you. Financial abuse is not a widely spoken about issue, however it is extremely prevalent in Australia right now so we thought it was time to have a[...]

IT'S INSURANCE TIME GUYS! If you don't know your income protection insurance from your TPD cover then this is the pod for YOU! Join us as we chat about the ins and outs of insurance... We PROMISE it's fun (or at least Victoria seems to think so) and by the end, we think you'll be[...]

It's time to talk SUPER SOTM-ers! You guys have waited so long for us to do a podcast on this topic AND TODAY IS THE DAY! We've got a jam packed superannuation show for you today friends so prepare yourselves for electric chats about why super is one of the most important things we can[...]

HELLO SOTM-ERS! This week on the pod we discuss PAY RISES, including how to broach the topic with your boss and how to muster the confidence and ask for what your worth PLUS what we're meant to do if they maybe say no... Get ready gang, it's gonna be a good one. Do you love[...]

Attention entrepreneurs! Have you got a side hustle or a banging business idea you're ready to bring to life? Then this is the ep for you! Join us as we tackle the how-to of side hustling, covering everything from how to choose the side gig that's right for you and how to make some sweet[...]

Strap yourselves in SOTM friends because this one's a belter. YEP! It's time to chat the sexy (and not at all awkward) fusion of romance and finance! Join us as we discuss all things love and money, from how to initiate a money chat with your partner and what you need to establish early, PLUS[...]

SEE WHAT WE DID THERE?! This week we are chatting all things money goals, including how to set goals that are ambitious yet achievable PLUS we discuss what we're meant to do if we fall off the budgeting wagon in 2020... ooooh it's gonna be a good one! Do you love the podcast SICK and[...]

Kinda catchy, no? 2020 is HERE team (and so is season two of the pod!), which means we've all got a brand spanking opportunity to start afresh financially... Join us as we reflect on the year that was, chat money stories and how you can redefine yours, helping you to achieve your most prosperous year[...]

IT'S A CHRISTMAS MIRACLE! Exaggeration? We think not. Welcome to our BONUS ep of She's on The Money, focusing on how we can all spend a little savvier this Chrissie while exploring the curious psychology behind our gifting habits. PLUS, you'll meet our glossy new co-host miss Georgia King, who will be joined as always[...]

GONNA GET MA-A-A-RRIED. Today on the show, we're talking all things weddings! How much does the average Aussie spend on a wedding? Why is the cost of weddings on the rise? What can we do to keep them down? This is our final episode of season one, friends! Thank you for this incredible journey -[...]

Why does it feel like our friends and the people we follow on Instagram have more money than we do? And, in the chance we inherit some money in our teens or twenties, how should we approach that? Today on the show, we're talking all about hidden money and the price of comparison Do you[...]

How does travel fit into your big, grand, money-saving plans? If you're not quite sure, then this is the episode for you. How much can we really afford to travel in our twenties? How can we see the world without breaking the bank? Victoria's got the answers. Do you love the podcast SICK and want[...]

Today we're talking all things first-home buying and mortgages. For one, how in the world do I get one? Who can I trust and how much money do I actually need? Buying a house is a big thing for all of us. It's a huge financial hurdle but, more than that, it's a huge mental[...]

Happy Wednesday our glorious money-conscious listener friends! Coming up on today's show: the EPITOME of bad debt, fast loans. What are they, how do they sneak up on you, and what can you do to avoid them at all costs? We're covering it all. Do you love the podcast SICK and want more SOTM? Of[...]

We're baaaaack! And it's time to delve deeper on this investing stuff: What's an ETF? Why does everyone preach that "diversification" is key? And where the hell do you even begin? We're going to cover IT ALL today. Do you love the podcast SICK and want more SOTM? Of course you do! Join our Facebook[...]

IT'S TIME, LADY LOVES! Today, we're going to learn the basics of investing: what is it, and why should you start ASAP? Do you love the podcast SICK and want more SOTM? Of course you do! Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo[...]

HAPPY HUMP DAY lovely SOTM fam! Today, we're talking all things tax and and and don't switch off yet! We've received dozens of DMs about this one: a three-letter word that sparks fear into the average millennial. So, let's get right back to basics and try not to fall asleep through it, OK? Kidding, none[...]

IT'S TIME TO MAKE BANK, LADIES. We have some advice, but we also have some tough love. It's time to talk about the psychology of saving - how to set achievable goals, and how to overcome that feeling of learned helplessness that often seizes women when it comes to money. Oh, and what about saving[...]

Hello lady! Do you belong to the 36% of Aussies who have attended uni? Well, today we've got a special episode just for you. Firstly, what the hell is HECS/HELP debt, and should we be trying to pay it off ASAP? Then, what's the deal with the robo-debt Centrelink scandal that's draining millennials' wallets? We're[...]

Happy Wednesday! A very warm WELCOME BACK to She's On The Money, the podcast for millennials who want financial freedom. Today we're chatting all things Afterpay - the good, the bad, the... very bad. We've got a Facebook group you can find here where you can share your missteps and success stories. We've got an[...]

WELCOME to She's On The Money, the podcast for millennials who want financial freedom. She's On The Money is a no-judgement zone. We're not here to make you feel bad, or like you're behind. We're here to make you feel included. Like money is something you SHOULD be talking about, from saving, to spending, to[...]