4 ways the federal government can help with debt

Debt can be crippling. It can snowball so large that you can barely keep up with the minimum payments and barely address the principal owed. If you fall behind, you get bombarded with creditors calling you to pay up or threatening you with legal action. You can be taken to court over your debt with a judgment against you that can put a lien on what assets you do have or put a stranglehold on…