I have a disability and I found a job I love. Social Security is making me pay dearly.

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I read the email five times before it sank in. I was offered my dream job at a top university as a researcher specializing in employment and disability. I accepted the offer.

But there was a catch — a $101,000 catch.

Let me explain. In 2013, my father passed away. Because I have a significant physical disability, I started receiving a monthly Disabled Adult Child payment based on my father’s Social Security contributions. When I spoke with a Social Security representative, I was told I would receive those payments for the rest of my life.

As I…

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